Teams at Paytm

Lead the product strategy and roadmap for merchant lending risk, including rule engines, decision engines, model orchestration, audit-ready decision logs, explainability, policy versioning, and experimentation infrastructure. Partner with Risk, Data Science, Engineering, and Business teams to balance lending growth, credit quality, fraud prevention, monitoring, and regulatory compliance. Manage credit risk analysts responsible for underwriting and risk operations.

Lead market risk and Margin Trading Facility risk management across equities, derivatives, and leveraged products. Develop risk frameworks, limits, margin and collateral policies, exposure monitoring, stress testing, analytics, automation, and regulatory reporting. Ensure compliance with SEBI, NSE, BSE, and clearing corporation requirements while partnering with trading, operations, technology, compliance, audit, and senior leadership teams.

Analyze financial and payment data, build Power BI or Tableau dashboards, query databases with SQL, reconcile transactions across banks and accounting records, and support FP&A activities including month-end close, budgeting, variance analysis, and forecasting. Automate recurring financial reports with SQL and Python while partnering with Finance, FP&A, and Product teams.