Teams at PayJoy

Lead investigations into credit line and card fraud, monitor transactions, implement prevention strategies, collaborate cross-functionally, perform risk assessments, document cases and reports, and train team members on detection and mitigation.

Support FX derivatives back-office operations including documentation, settlement support, maturity tracking, and reconciliation in Kyriba and internal trackers. Maintain hedge documentation and effectiveness evidence, support SOX treasury controls, standardize processes and SOPs, and assist banking controls (access reviews, token management, beneficiary validations, account documentation) to mitigate operational and fraud risk.

Design, build, deploy and monitor ML models for fraud detection, credit risk, churn, cross-sell and collections. Handle large datasets, feature engineering, production-grade code, and scalable feature/model pipelines. Collaborate with risk, fraud, engineering and product teams and integrate new data sources to improve model performance in international markets.