Teams at Park Bank

Processes residential mortgage and consumer loans from application through underwriting submission and approval. Reviews borrower income, credit, employment, assets, and supporting documentation; calculates income, identifies missing information, orders third-party documents, monitors loan pipelines, and communicates with borrowers, lenders, realtors, vendors, and title companies. Uses nCino, Encompass, and MeridianLink while ensuring timely processing, disclosure compliance, confidentiality, and service quality.

Lead operational and administrative functions of the bank's credit area, overseeing Underwriting and Credit teams. Manage data integration and analysis for independent credit risk assessments, ensure regulatory and IT compliance, provide reporting to executives and the Board, evaluate credit quality through portfolio and individual reviews, analyze borrower financial performance, support audits and special projects, and drive policy and process improvements.