Nail Your Mortgage

Nail Your Mortgage was founded in 2009. Our goal is to change the way everyone gets a mortgage. Shopping for a mortgage today is confusing, inconvenient and unfair. Confusing due to all the complicated jargon and multitude of paperwork. Inconvenient because there are no adequate tools to help consumers get accurate prices – or manage the multitude of tasks and paperwork involved in closing a mortgage. Unfair because many consumers pay their brokers entirely too much. Two identical consumers buying identical homes can walk into a broker. One may walk out paying a $3,000 commission. The other pays as much as $12,000. It all depends on how well you bargain against your broker.



Nail Your Mortgage is built on three ideas:



Transparency. We let you compare the wholesale rates directly from lenders. And understand exactly how your property and personal finances affect the rate and fees you’re quoted.

 

Flat Fees. Brokers work on a commission basis – they charge a percentage of the amount you borrow. This gives them an incentive to increase the cost of your loan. Nail Your Mortgage charges a low flat fee that amounts to thousands less than other brokers.

 

Online Mortgage Experience. Nail Your Mortgage is working hard to make the entire mortgage application process easier to understand and more efficient. From tracking the progress of the close to coordinating Real Estate Agents, Processors, and Attorneys to signing documents online, we’re working hard at making mortgages a snap.