Monzo Bank Benefits Overview

Partner with Payments leadership to manage P&L and balance sheet, build business cases, analyse product and market performance, drive commercial projects, forecast and report results, design processes, and mentor financial analysts to support strategic financial decision-making.

Lead and build the credit risk function for Monzo Business Borrowing: design and iterate credit and pricing strategies, improve underwriting and automated decisioning, support new product launches, manage credit analysts and collaborate across product, engineering, marketing and risk to build profitable lending portfolios.

Lead a distributed engineering organisation across multiple European markets, develop senior engineering leaders, partner with cross-functional stakeholders to define and execute European strategy, shape market expansion, localisation and regulatory approach, drive alignment across teams, design scalable operating models, and help validate product-market fit while balancing short-term delivery and long-term strategy.