Karat Financial

Karat Financial

Los Angeles, CA
50 Total Employees
Year Founded: 2019

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Benefits at Karat Financial

We are proud that we are able to offer a comprehensive benefits program, with a strong set of perks to really allow employees to have the tools needed not only to excel in their work, but also in life.

Financial + Retirement

401(K) matching

Karat has a 100% match on first 3% qualifying contribution. and 50% on the next 2% of qualifying contributions.

Company equity

Karat believes that it takes every employee for us to succeed and provide equity to everyone so they may enjoy the growth of the company!

Office Perks

Company-sponsored outings

A distributed, async team is super-efficient and quite possibly the future of work. But whatever. We like to meet in fancy cities whenever possible so we can eat all the things. ALL THE THINGS.

Home-office stipend for remote employees

Being a remote first company, Karat recognizes the importance of having a functional, and comfortable work space. We offer a monthly allowance of in order to help you create this space.

Health Insurance + Wellness

Dental insurance

Karat's dental insurance plan covers 80% of the premium for each employee and 50% for each dependent.

Health insurance

Karat's health insurance plan covers 80% of the premium for each employee and 50% for each dependent.

Vision insurance

Karat's vision insurance plan covers 80% of the premium for each employee and 50% for each dependent.

Wellness programs

At Karat we realize that in order for employees to be at their best that health and wellness needs to be a priority. You can charge up to $150 a month directly to your company Karat card.


Flexible work schedule

Night owl? Early riser? Mid-day workouts? Our work is async—so design your days.

Open door policy

Remote work program

We’re a distributed team with members in the US, Canada, and South America.

Team based strategic planning

OKR operational model


Highly diverse management team

Our management team is made up of a diverse group both in ethnicity and gender. Even though we haven't scaled to have a DEI team, we keep these efforts front of mind.

Mandated unconscious bias training

Starting Q4 of 2022 we have begun included unconscious bias training as part of onboarding for all employees, with additional training for managers and executives.

Hiring practices that promote diversity

We have created ways to provide fair assessment, review, and interviews for candidates of all backgrounds.

Professional Development

Online course subscriptions available

Promote from within

Vacation + Time Off

Paid holidays

Unlimited vacation policy

Additional Perks + Benefits

Karat also believes that the best way to buy into a product is to use it, so every employee receives their very own custom Karat card.