iwoca Benefits Overview

Own customer acquisition and activation for the German market, managing the funnel from first visit through loan application. Set the product roadmap, lead scoring and segmentation, and collaborate with engineering, data science, marketing, and sales. Run experiments, improve eligibility and signup flows, oversee attribution and tracking, resolve data-quality issues, and translate commercial goals into product hypotheses. Help establish processes and priorities for a newly forming cross-functional team.

Supports People Operations across the UK and Germany, including payroll, benefits administration, HR data maintenance, onboarding, offboarding, background checks, and employee queries. The role maintains BambooHR records, coordinates new-starter and exit processes, supports payroll accuracy, and manages day-to-day People processes. It requires fluent German and English, strong administrative accuracy, confidentiality, independent prioritization, and practical use of AI tools.

Design and build highly available, low-latency payment services for iwoca’s business credit card. Own backend projects end to end across authorization, transaction monitoring, rewards, testing, ledger integration, and production launch. Shape platform architecture, build microservices and APIs, work with asynchronous messaging and databases, and collaborate with product, fraud, ledger, and customer teams. The role requires expertise in production payment systems, card authorization and clearing flows, distributed systems, object-oriented backend development, and responsible use of AI engineering tools.