Teams at Heritage Bank NW

Underwrite and manage commercial credit portfolios by analyzing financial statements, cash flow, collateral, loan structures, and credit risks. Prepare credit memoranda, financial spreads, projections, renewals, and compliance documentation. Monitor covenants and borrowing bases, support loan closings and construction draws, respond to customer inquiries, and coordinate with commercial bankers, credit administration, and customers while ensuring regulatory and policy compliance.

Performs operational, financial, and compliance audits, including audit planning, internal control reviews, testing, documentation, reporting, and management presentations. Monitors Sarbanes-Oxley Section 404 controls, follows up on audit findings, and maintains knowledge of accounting, regulatory, and financial services requirements. The role requires analyzing data, assessing control environments, managing multiple assignments, protecting confidential information, and communicating findings effectively.

Provides customer service and relationship selling in a bank branch by opening and maintaining accounts, cross-selling financial products, processing deposits and cash transactions, verifying account ownership, applying holds, and following banking regulations and internal procedures. The role also supports branch sales goals, customer relationships, community activities, and accurate transaction balancing while maintaining confidentiality and operational compliance.