Teams at Heartland Dental

Perform actuarial research, data analysis, rate analysis, pricing indications, competitive analysis, and recommendations for property and casualty insurance products. Maintain pricing algorithms, support regulated auto filings with FSCO, use policy and claims data, develop advanced analytics, and create business intelligence tools. Collaborate on product and pricing processes while contributing independently and as part of a team.

Designs underwriting and business development solutions for Property & Casualty Insurance, translating business needs into Guidewire PolicyCenter requirements. Partners with underwriting, business development, actuarial, and IT teams on workflow improvements, testing, UAT, defects, rate reviews, regulatory filings, and underwriting manuals. Analyzes rating accuracy, competitive trends, and risk appetite while coaching users and validating business value.

Leads personal lines underwriting operations by reviewing complex files, managing portfolios, ensuring regulatory compliance, delegating authority, coaching staff, conducting performance reviews, improving processes, supporting product and pricing decisions, coordinating training, and auditing for quality and development gaps.