Teams at Happy Money

Own creative strategy and hands-on execution across web, paid media, email, direct mail, and social. Design campaign assets, create and appear in short-form video, manage customer stories and creator partnerships, maintain an approved asset library, and establish testing and performance measurement processes. The role also supports brand identity rollout, SEO-oriented content, compliance reviews, and organic social growth.

Leads credit and fraud risk strategy for a consumer lending business, owning policy, risk appetite, portfolio performance, fraud controls, testing, forecasting, and regulatory compliance. Manages a multidisciplinary team, partners with Product, Engineering, Data Science, Finance, Legal, and Capital Markets, and presents recommendations to executives, the board, investors, and lending partners. Oversees credit decisioning roadmaps, due diligence, partner programs, and strategies that balance growth, losses, and risk-adjusted returns.

Leads data strategy and analytics for the Risk/Credit team, translating complex datasets into insights for Credit, Operations, Marketing, Product, and Finance. Responsibilities include automating Python/R workflows, building Tableau dashboards, partnering with Data Engineering on Databricks workflows, conducting strategic analyses, monitoring data quality, presenting recommendations to leadership, and documenting analytical methodologies. The role requires strong SQL, cloud data warehouse, visualization, analytics programming, distributed computing, and version-control expertise.