Five Star Bank Benefits Overview

Manages and grows relationships with mid-sized and large commercial clients in the Rochester market. Develops lending, deposit, treasury management, and other financial solutions; generates new business and fee income; maintains a commercial loan portfolio; analyzes borrower financials and credit risk; prepares credit memoranda; ensures compliance with lending policies; and participates in community networking and business development activities.

Manages a commercial banking portfolio by supporting relationship managers, preparing credit underwriting and financial analyses, monitoring loan performance and covenant compliance, assessing risk ratings, and maintaining accurate credit documentation. The role reviews renewals, modifications, collateral exceptions, appraisals, environmental reviews, and loan closings while producing portfolio reports and supporting client interactions.

Originates residential mortgage loans by developing referral relationships, generating new business, interviewing applicants, recommending suitable mortgage products, collecting documentation, and monitoring applications through closing. Maintains compliance with mortgage regulations and SAFE Act requirements, uses Salesforce for referrals and communication, collaborates with bank partners on cross-selling, and promotes the bank through community and professional networking. Occasional travel, evening, and weekend work may be required.