Teams at Encova Insurance

Full-time summer intern supporting Safety and Loss Control Consultants with loss analysis, policyholder research, workplace safety surveys, hazard identification, report preparation, corrective recommendations, and safety training materials. The intern will analyze accident and injury patterns, research OSHA and MSHA standards, accompany consultants on job-site visits, and assist with PowerPoint presentations. The role requires at least 60 completed college credit hours and active enrollment in a relevant degree program.

Conducts occupational safety and loss prevention surveys, evaluates policyholder workplaces and safety programs, analyzes loss trends, performs basic industrial hygiene testing, and recommends corrective actions. Prepares risk assessment reports for underwriting, researches applicable laws and standards, trains policyholders, and supports safety program improvement across property and casualty coverages. The role serves complex accounts, collaborates with underwriters and regulatory agencies, and may mentor safety trainees.

Evaluates commercial insurance risks, determines acceptability, coverage, pricing, and profitability, and manages assigned middle-market accounts. Analyzes exposures using company, NCCI, ISO, and industry guidelines; communicates underwriting decisions and negotiates terms with agents; supports renewals, new business growth, policy issuance, and account strategies. Builds agency relationships, provides underwriting guidance, resolves issues, monitors agent profitability, and mentors entry-level underwriters.