Teams at Elevations Credit Union

Analyze commercial and business lending opportunities, build thorough credit memos, evaluate financial statements, cash flows and collateral, monitor loan portfolio and covenants, ensure regulatory compliance, and support internal teams with reporting and process improvements to enhance member experience.

Perform commercial credit analysis and underwriting for new and renewal lending opportunities. Spread business and guarantor financials and tax returns, analyze cash flows and key financial metrics, prepare credit memos for credit committee, monitor portfolio covenant and documentation, and support internal teams and technology partners to improve processes and reporting while ensuring regulatory compliance.

Analyze complex financial, credit risk, and profitability data to produce recurring and ad-hoc reports, committee packages, and statistical models. Lead monthly CECL loan loss allowance calculations, automate processes using SQL/Python/Excel, maintain finance and credit risk databases, and present findings to management and executives. Collaborate with internal teams and vendors to support FP&A and treasury objectives.