Teams at Coinflow

Leads Coinflow’s enterprise compliance governance program across the US, Canada, and EU. Responsibilities include policy and control framework ownership, second-line BSA/AML testing, regulatory change management, sponsor bank coordination, audit and exam readiness, issue remediation, governance reporting, and compliance tooling rollout. The role partners with Risk, Legal, Engineering, Product, Underwriting, AML, and Operations while driving findings and action items to documented closure.

Oversee merchant KYC and KYB reviews, enhanced due diligence, periodic reviews, recordkeeping, and compliance assessments. Develop SOPs, workflows, controls, and playbooks for regional and product expansion. Partner with Compliance, Product, Engineering, Integrations, Support, and underwriting teams to improve tooling, automation, review quality, and scalability while identifying fraud and regulatory risks.

Own Coinflow’s risk and decisioning products, balancing transaction approval rates against losses that remain on the company’s books. The role includes productizing fraud and risk models, defining thresholds and monitoring, analyzing loss economics, building merchant-facing controls and reporting, improving internal risk operations tooling, and evaluating risk infrastructure vendors. The Principal Product Manager will work cross-functionally with engineering, data science, finance, compliance, and commercial teams in a high-ambiguity environment.