Teams at Citizens

Underwrite complex home equity line of credit applications by analyzing borrower documentation, tax returns, K-1s, income calculations, credit policy, and regulatory requirements. Make sound credit decisions, verify application information, identify counteroffer opportunities, document underwriting methodology, mitigate organizational risk, and meet productivity and quality standards while coordinating with loan officers and internal departments.

Supports M&A advisory transactions for lower mid-market Consumer, Retail, and Restaurant companies. Responsibilities include financial modeling and business valuations, client and prospect meetings, industry and company due diligence, transaction execution, marketing and pitch materials, business development, and managing multiple projects while coordinating with senior bankers and clients.

Lead a sourcing team to develop and execute multi-year category strategies for enterprise IT and cloud platforms. Drive cost savings, demand management, supplier performance, risk mitigation, and contract negotiations. Partner with business, finance, risk, and compliance, manage strategic supplier relationships, and coach sourcing professionals to deliver measurable value across ERP, analytics, AI, cloud infrastructure, DevOps, and observability domains.