Teams at Bread Financial

Leads fraud strategy through trend analysis, root-cause investigation, mitigation recommendations, and fraud-control optimization. Manages and mentors 2–5 fraud analysts, evaluates detection tools and data sources, monitors performance metrics, and communicates risk insights to leadership. Partners with Operations, Compliance, Credit, and Product teams to implement compliant fraud strategies and reduce losses while supporting growth.

The Senior Technical Product Owner defines tactical product vision, manages and prioritizes feature backlogs, supports technical roadmaps, and leads multiple Agile teams. Responsibilities include stakeholder alignment, requirements documentation, risk mitigation, process optimization, cross-functional dependency management, production support, and customer experience improvements. The role also mentors product owners and supports recruitment and engagement efforts.

Supports enterprise initiative governance through audits, review cadences, scorecard validation, leadership dashboards, presentations, process documentation, training, and continuous improvement. Partners with value stream teams and stakeholders to maintain operating model consistency, improve KPIs and OKRs, and support culture and engagement activities, including surveys, committees, and associate events.