Teams at Bank of Ann Arbor

Lead credit underwriting, approval, and portfolio oversight across commercial, commercial real estate, and private banking. Monitor portfolio performance, conduct credit reviews, manage problem loans, oversee appraisals, advise senior leadership, and coach credit analysts. Ensure regulatory compliance, enforce credit policy, and support portfolio strategy and governance.

Analyzes commercial credit applications and existing loan portfolios through financial statement spreading, ratio analysis, covenant checks, stress testing, collateral reviews, and written risk assessments. Supports loan renewals, modifications, compliance monitoring, delinquency tracking, management reporting, and lending decisions. Partners with Loan Officers and serves commercial, real estate, private banking, and professional services clients while maintaining confidentiality and regulatory compliance.