Teams at American National Bank of Texas

Oversee commercial credit risk and asset quality, review and approve complex loan applications, manage criticized and non-performing loans, develop restructuring strategies, present recommendations to Loan Committee, ensure lending policy compliance, and mentor lending staff. Analyze borrower financials, cash flow, collateral, guarantor capacity, covenants, and portfolio performance while supporting business development efforts.

Define market-driven product requirements, develop business cases, lead cross-functional teams to deliver enhancements, prioritize roadmap and releases, monitor KPIs, leverage market and customer research, and present strategies to stakeholders and executives.

Lead analytics for the banks deposit growth strategy: analyze pricing and customer data, develop product/program recommendations, produce reporting, synthesize market research, and partner with IT and cross-functional teams to enable deposit initiatives.