Teams at ADIB - Abu Dhabi Islamic Bank

Supports credit departments by preparing credit approval packages, approval committee memos, and discussion materials; conducting financial, qualitative, and basic modeling analysis; monitoring counterparty creditworthiness; maintaining credit files; coordinating with relationship managers, Risk, Legal, and Sharia teams; tracking renewals; and ensuring proposals meet credit policies, risk appetite, regulatory requirements, and quality standards.

Conduct qualitative and quantitative UX research for digital banking products, including interviews, surveys, usability testing, field studies, and A/B tests. Analyze user behavior, develop personas and journey maps, communicate actionable insights, and collaborate with product, design, and engineering teams. Advocate for users, support ethical research practices, benchmark UX improvements, and continuously improve research methodologies.

Prepares and reviews credit applications, renewals, credit memos, extensions, and credit compliance reports. Performs financial analysis, risk rating, credit monitoring, and early-warning detection. Coordinates documentation, insurance renewals, legal and Sharia approvals, facility conditions, securities, and customer signatures. Follows up with relationship managers and internal teams to resolve pending information, monitor repayments, maintain accurate credit files, and support timely financing disbursements while adhering to bank credit policies.