Driven by a rapidly expanding global fintech ecosystem, financial technology firms across India continue to redefine modern commerce. While nationwide developments center heavily on payments, lending and wealth management, Kolkata’s financial sector is making distinct moves of its own across several key domains — ranging from AI-driven credit underwriting to enterprise risk management. Below are the Kolkata-based fintech companies to watch as the national industry continues to grow.
Fintech Companies in Kolkata
- Bajaj Finserv
- Barclays
- Zerodha
- mPokket
- FIS
Top Fintech Companies in Kolkata
Shriram Insight Share Brokers is a brokerage firm providing equity and derivatives trading, commodity brokerage, mutual fund distribution and depository services to retail investors. Clients manage accounts remotely through its Shriram Netpro trading platform, which spans desktop, browser and mobile applications under a single login and includes real-time market data, portfolio tracking and fund transfers. The firm also offers margin trading, fixed deposits and stock price alerts, giving retail customers a single digital access point for day-to-day investment management.
mPokket is a digital lending platform that provides personal loans to college students and recent college graduates. It also serves salaried professionals, gig workers, self-employed individuals and small business owners. The company uses AI and machine learning to underwrite loans and extend credit to borrowers with low or no credit history. mPokket has onboarded more than 6.5 million new-to-credit customers across India.
Citi established its foundational Indian operations in Kolkata in 1902, marking a historic footprint that spans over a century. Following the transfer of its domestic consumer banking arm to Axis Bank, the institution transformed its regional focus toward institutional finance. The firm delivers corporate and investment banking, treasury management, and specialized trade solutions while running technology centers across India to drive global analytics and digital services.
Finigenie is a B2B financial technology platform that simplifies corporate payments, expense workflows and collections management for businesses. The enterprise system includes digital corporate card integrations that streamline employee spend reporting and automated account reconciliations. With Finigenie’s software, organizations can monitor operational cash flows, manage vendor payouts and automate complex corporate expense structures.
PRM Fincon builds risk management and analytics tools for banks and financial institutions. Its platforms include PathFinder, a model risk governance system that tracks a bank’s full model inventory, approvals, validation and expiry dates, and EnVision XlRt, which automates financial spreading and analysis to standardize credit risk assessments. The company also partners with AI firm Parabole.ai to apply AI-driven entity extraction and knowledge graph techniques to credit risk and model validation work. PRM Fincon’s tools aim to help banking clients reduce compliance and model risk while cutting the manual effort tied to lending decisions.
WTW, the brand name of Willis Towers Watson, is a risk management company with an office in Kolkata. It offers a portfolio of services that collectively aim to reduce clients’ exposure to financial, regulatory and reputational harm. For fintech clients, WTW provides a suite of solutions spanning financial and professional liability, cyber risk management, operational resilience and specialized coverage for AI and embedded finance. It also supports fintech firms with regulatory compliance guidance, mergers and acquisitions transaction support and claims advocacy, addressing risks tied to regulatory uncertainty, cyberthreats and market volatility in the fintech space.
Operating worldwide across more than 40 countries, Barclays maintains an active footprint in Kolkata as part of its broader Indian presence. The institution powers retail and commercial finance alongside wealth management, global investment banking, and specialized consumer credit solutions. By leveraging digital infrastructure and regional service hubs, the bank drives financial growth for individual clients, scaling enterprises, and local communities.
UnPay develops financial infrastructure that unifies banking, digital payments and credit features into a shared ledger framework. The firm provides API-driven software designed to streamline emerging payment solutions and business banking processes for commercial clients. Through its neo-banking platform, companies can access automated transaction processing and merchant settlement capabilities across digital financial networks.
Zerodha serves retail traders and institutional clients across India, operating physical branch locations in strategic hubs like Kolkata. The platform provides zero-brokerage equity investments alongside trading tools for derivatives, currencies, and commodities. Beyond core trading, the firm expands into financial education, startup incubation, and capital market advisory services like managing initial public offerings through its merchant banking arm.
Nomura Research Institute Financial Technologies (NRI FT) is an IT solutions provider that specializes in capital markets and financial institutions. The company designs and maintains enterprise software used by financial intermediaries to streamline securities processing, risk management and back-office operations globally. Its engineering teams build and support financial platforms that help international clients optimize complex trading workflows and regulatory compliance.
Akova Fintech Solutions provides software systems designed to facilitate digital payments and financial management. The company offers a suite of integration APIs, corporate transaction dashboards and specialized digital services, including Fastag processing and vehicle tracking integrations. Akova’s platform allows businesses to accept online payments, process recurring billing and manage merchant accounts within a secure environment.
Samriddhi Digital operates a digital financial platform designed to expand credit availability and banking access in underserved regions. The company offers digital lending tools and white-label technology solutions that help deliver unsecured loans and utility services across semi-urban and rural markets. By partnering with various financial institutions, Sommridhi Digital enables local retail kiosks to serve as digital transaction centers for surrounding communities.
FIS provides financial institutions and businesses with technology solutions designed to modernize payments, banking and investments. The company serves a wide range of industries, including retail, healthcare and insurance, with solutions for integrated banking, wealth and retirement management, operations optimization and data management. The company recently launched its Embedded Banking Platform, which lets U.S. banks offer accounts, card issuing, accounts receivable and payable, and expense management directly inside the business software their corporate customers already use. Banks can deploy the platform through APIs, software development kits, embeddable widgets or white-labeled applications while keeping accounts on their own balance sheets.
Altius Investech is a fintech company that runs a data-driven platform for buying and selling unlisted and pre-IPO shares. Headquartered in Kolkata, it gives investors research, market intelligence and trend data on more than 300 unlisted companies and startups nearing an IPO. Beyond equity, its platform also lists non-convertible debentures, such as those from Edelcap Securities, alongside unlisted and pre-IPO shares. Clients can review per-share buy and sell pricing directly on the platform before transacting.
Bajaj Finserv is a financial services company with a product portfolio spanning lending, insurance and wealth advisory solutions. The company’s offerings include personal, business and mortgage loans, health insurance and investment plans, equity, hybrid and debt mutual investment funds and more. It also offers the Bajaj Pay Wallet, a digital wallet supporting UPI payments, bill payments and recharges, along with credit card solutions. Through its Bajaj Finance App, the company has also introduced AI-powered operational enhancements such as automated data extraction for loan onboarding and personalized product recommendations drawn from customer data.
