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The Head of Internal Audit will lead the internal audit function, ensuring effective governance, risk management, and control processes. Responsibilities include developing an audit strategy, conducting audits, preparing reports, and liaising with management and the audit committee. The role also includes ensuring compliance with regulations and providing risk mitigation insights.

The Lifecycle Marketing Manager will own and guide lifecycle marketing programs to achieve long-term growth through high-impact campaigns across various channels like email, SMS, and in-app messaging. Responsibilities include developing, optimizing, and managing customer journey flows, collaborating with cross-functional teams, and analyzing campaign results to drive engagement and conversion.

The Director, Credit Risk & Analytics will assess risk for applicants, implement underwriting policy changes, ensure compliance with regulations, document and automate processes, collaborate with cross-departmental teams, and monitor loan portfolio performance to manage risk effectively.

The Analyst will support the Capital Markets team in establishing funding capital through relationships with institutional investors across lending products. Responsibilities include analyzing financing options, negotiating legal agreements, providing collateral performance analysis using Excel, SQL, and Tableau, and ensuring data integrity for investor reporting.

The Director of Fair Lending Program at Upgrade leads the internal fair lending compliance initiatives, ensuring adherence to laws and regulations. This role involves developing the fair lending program, collaborating with internal and external parties, and providing expertise in fair lending matters.

The Manager, Capital Markets at Upgrade is responsible for establishing and maintaining funding capital from institutional investors across various lending products. The role involves analyzing financing options, negotiating legal agreements for structured finance transactions, providing performance analysis, and supporting investor onboarding while collaborating with internal teams.