ABOUT PLIANT
Pliant is a European fintech specializing in B2B payment solutions. With our modular, API-first platform, we empower businesses to streamline spending, enhance cash flows, and seamlessly integrate payments into their financial workflows. Our solutions are particularly valuable for industries with complex payment needs, such as travel and fleet, helping companies achieve greater efficiency, control, and profitability.
We focus on two primary customer segments:
- Companies that want to optimize payment processes through our intuitive Apps and powerful APIs, gaining greater control, operational efficiency, and cash flow flexibility through extended credit lines.
- Businesses such as financial software companies, ERP providers or banks aiming to launch or enhance their credit card offerings, using our embedded finance or white-label solutions. This enables partners to strengthen customer engagement and diversify revenue streams effectively.
Founded in 2020 and headquartered in Berlin, Pliant supports over 4,000 businesses and more than 20 partners globally. As a licensed e-money institution (EMI), we issue Visa-powered credit cards in 11 currencies across 30+ countries, ensuring that payments become simpler, smarter, and more efficient worldwide.
Learn more at www.getpliant.com
This role is Berlin-based with the ability to work at least 2 days per week from our Berlin HQ.
ABOUT THE ROLE
As a Working Student – Compliance & Transaction Monitoring (m/f/d), you’ll sit at the intersection of fintech, data, and operational risk management. You’ll work on high-impact tasks in client onboarding, risk profiling, and transaction surveillance — while leveraging data-driven applications, Python, and AI tools to enhance efficiency and insight.
You’ll collaborate closely with our Compliance, Risk, Product, and Engineering teams, gaining hands-on experience in one of Europe’s fastest-scaling fintechs.
WHAT YOU’LL DO
🔍 Onboarding, Risk & Transaction Surveillance
- Verify corporate clients (KYB), identifying legal representatives and beneficial owners through global databases and registries.
- Assess customer risk profiles using structured data, defined frameworks, and regulatory guidelines.
- Review AML alerts from monitoring systems, flag anomalies, and escalate potential cases to senior specialists.
- Analyze transaction patterns to detect suspicious behaviors or potential financial crime indicators.
- Prepare and maintain accurate digital credit files in compliance with internal policies.
- Contribute to the refinement of detection rules to reduce false positives and improve monitoring effectiveness.
📊Data & Technology Integration
- Work with data-driven applications to support decision-making in compliance and monitoring.
- Use Python for data analysis, workflow automation, and reporting.
- Develop and maintain local LLM-based applications.
- Apply prompt engineering to accelerate research, document drafting, and case analysis.
🤝Process Innovation
- Collaborate with Product and Engineering to improve tools, workflows, and system logic.
- Suggest automation opportunities and AI-driven enhancements.
WHAT YOU’LL BRING
- Currently enrolled in a top-tier university program (business, finance, economics, computer science, data science, or related).
- Proven academic excellence (top grades, scholarships, competitions, or other merit-based achievements).
- Strong interest in fintech, banking, and financial technology innovation.
- Basic understanding of compliance and regulatory frameworks, or a strong motivation to quickly gain expertise in these areas.
- Demonstrated experience with data (analysis, visualization, or modelling) and data-driven applications.
- Proficiency in Python for analysis or automation.
- Familiarity with prompt engineering and LLMs for applied problem-solving.
- Exceptional attention to detail, structured thinking, and the ability to deliver in a fast-paced environment.
- Fluent in English; other European languages are a plus.
WHAT WE OFFER
- The opportunity to work in a growing team with big responsibilities that thrives on a strong exchange of knowledge and excellence
- Flat hierarchy and transparent communication in a relaxed, professional atmosphere
- Monthly mobility benefit
- Company card with a monthly allowance for lunches, coffee, etc. with co-workers
- Wellhub Membership
- Flexibility and possibility to work remotely
- Your choice of preferred OS, Windows or Mac
At Pliant, we believe diversity and inclusion are essential to building not only an innovative product but also an exceptional experience for both our customers and our team. This commitment begins with our hiring process—we welcome individuals of all racial and ethnic backgrounds, religions, national origins, gender identities or expressions, sexual orientations, ages, marital statuses, and abilities. If you require accommodations or accessibility support during the interview process, please let us know in your application so we can make sure your experience is seamless.
Top Skills
What We Do
Pliant offers companies the digital credit card solution for maximum flexibility and savings: fully digital card and receipt management, Pliant app as well as physical and virtual cards including attractive cashback – seamless integration into existing finance and accounting software guaranteed.
With our Pliant Earth feature, we also give all our customers the opportunity to offset travel-related CO2 emissions automatically and through certified providers.
