As a Mortgage Specialist – Vice President in the International Mortgage Solutions team within J.P. Morgan Private Bank, you will help deliver luxury residential real estate mortgage solutions for ultra-high-net-worth clients. You will partner with internal stakeholders to originate, structure, underwrite, and service regulated and unregulated residential mortgages, with a primary focus on the UK market. You will guide clients and internal teams through requirements, documentation, suitability, and affordability assessments. You will contribute to a high-touch client experience and a culture of collaboration, risk discipline, and accountability.
Job responsibilities- Partner with Client Advisors and Lending Solutions on luxury residential real estate opportunities and align solutions to client needs and bank requirements
- Own end-to-end delivery of UK and French regulated and unregulated residential mortgages, from fact-find through ongoing servicing
- Assess suitability and affordability using client information and financial documentation in line with relevant policies and regulations
- Collaborate with Credit Risk on underwriting, approvals, and annual portfolio reviews
- Coordinate with the Mortgage Support Team to ensure applications progress efficiently and accurately
- Manage ongoing portfolio maintenance, including covenants, insurance, maturities, and client enquiries
- Educate Client Advisors and senior stakeholders on market practices, requirements, and processes through established forums
- Demonstrable experience delivering residential mortgage solutions within a financial institution
- Proven experience advising and supporting ultra-high-net-worth clients with complex needs
- Strong understanding of the UK residential real estate market and mortgage origination process
- Working knowledge of regulated and unregulated mortgage requirements and end-to-end execution
- Ability to interpret financial documentation to support suitability and affordability assessments
- Experience partnering with credit risk and underwriting stakeholders in a controlled environment
- Strong stakeholder management skills, with the ability to communicate clearly across seniority levels
- Ability to work independently while collaborating effectively across teams
- Strong analytical, organisational, and documentation skills
- CeMAP qualification is a must
- Experience with French residential mortgages and related regulatory considerations
- Exposure to additional EMEA mortgage markets
- Experience supporting portfolio reviews, covenant monitoring, and ongoing risk management
- Familiarity with private banking or wealth management lending frameworks
- Track record of contributing to process improvement and service excellence in a high-touch environment
Skills Required
- Demonstrable experience delivering residential mortgage solutions within a financial institution
- Proven experience advising and supporting ultra-high-net-worth clients with complex needs
- Strong understanding of the UK residential real estate market and mortgage origination process
- Working knowledge of regulated and unregulated mortgage requirements and end-to-end execution
- Ability to interpret financial documentation to support suitability and affordability assessments
- Experience partnering with credit risk and underwriting stakeholders in a controlled environment
- Strong stakeholder management skills and ability to communicate clearly across seniority levels
- Ability to work independently while collaborating effectively across teams
- Strong analytical, organisational, and documentation skills
- CeMAP qualification
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
-
Healthcare Strength — Health coverage is considered comprehensive, including medical, dental, and vision, alongside wellness and mental health resources. Some locations add onsite health centers and related wellbeing support.
-
Retirement Support — Retirement offerings include a 401(k)-type savings plan and related financial benefits, with options such as employee stock purchase participation. Financial planning resources are also highlighted to support long-term savings.
-
Parental & Family Support — Paid parental leave of 16 weeks for birth or adoption is available for all parents. Child care and back-up child care resources further reinforce family support.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
Gallery
