(USA) Staff, Product Manager - Credit

Posted Yesterday
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2 Locations
Hybrid
143K-286K Annually
Senior level
Big Data • Cloud • Logistics • Machine Learning • Retail
The Role
Lead the Global Credit Platform product strategy and roadmap for credit card products and partnerships. Build scalable credit decisioning, underwriting, and payments capabilities. Drive acquisition, engagement, and retention across the credit lifecycle. Champion AI-first solutions, run experiments, and scale successful models. Align cross-functionally with engineering, design, data science, risk, legal, and operations to ensure regulatory compliance and measurable business outcomes.
Summary Generated by Built In
Position Summary...

What you'll do...

We are looking for a Staff Product Manager to lead the Global Credit Platform—a high-stakes, high-visibility initiative at the intersection of financial services, membership, and retail technology.

You will own the end-to-end product strategy for global credit capabilities that power member acquisition, engagement, and loyalty across our domestic and international markets. This role requires a unique combination of fintech expertise, platform thinking, growth mindset, and AI fluency to build intelligent, scalable credit infrastructure that serves millions of members worldwide.

About the Team

The Enterprise Financial Services team is central to delivering seamless, responsible credit experiences that enhance membership value. Working closely with Engineering, Design, Data Science, Risk, Legal, Compliance, and Operations, the team operates at the scale of a leading global retailer.

The team combines rapid experimentation with disciplined execution and a strong focus on AI-driven innovation. By leveraging data, emerging technologies, and cross-functional collaboration, the team develops differentiated financial solutions that meet evolving customer expectations and business needs.

What You'll Do

Own the Global Credit Platform

  • Define and drive the long-term vision and product roadmap for a global credit platform spanning credit card products and strategic partnerships.
  • Build scalable credit decisioning, underwriting, and payments capabilities that support multiple markets and geographies.

Drive Credit Growth

  • Lead product initiatives across the entire credit lifecycle, from acquisition through engagement and retention.
  • Translate business priorities into product roadmaps, success metrics, KPIs, and measurable business outcomes.

Lead AI Innovation

  • Champion AI-first product development by identifying opportunities where AI and machine learning improve credit decisioning, personalization, and operational efficiency.
  • Develop experimentation frameworks that rapidly validate ideas and convert successful tests into scalable platform capabilities.

Lead Through Influence

  • Partner with Engineering, Design, and Financial Services leaders to align on product strategy and execution.
  • Communicate product vision, strategy, and business impact to senior executives.
  • Collaborate closely with Legal and Compliance teams to ensure cross-jurisdictional regulatory adherence.

What You'll Bring

  • 8+ years of product management experience, including 3+ years in fintech, credit, lending, or financial services at scale.
  • Demonstrated experience building or scaling platform-level products that serve multiple downstream customers, business units, or markets.
  • Proven track record leveraging AI tools—including generative AI, experimentation platforms, and copilot technologies—to accelerate product development and execution over the past two years.
  • Experience partnering with banking partners, payment networks, or fintech providers in a product management capacity.
  • Strong understanding of growth frameworks, including acquisition funnels, activation, engagement, and lifecycle management.
  • Exceptional executive communication, stakeholder management, and storytelling skills.
  • Experience building global products and supporting multi-market product localization is strongly preferred.

At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.
You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable.
For information about PTO, see https://one.walmart.com/notices.
Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.
Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.
For information about benefits and eligibility, see One.Walmart.
The annual salary range for this position is $143,000.00 - $286,000.00
Additional compensation includes annual or quarterly performance bonuses.
Additional compensation for certain positions may also include :
- Stock

‎ 

Minimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

Option 1: Bachelor’s degree in computer science, engineering, or related area and 7 years’ experience in product management. Option 2: 9 years’ experience in product management or related area.

Preferred Qualifications...

Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

Master’s degree in Computer Science, Engineering, Business Administration, or related area and 6 years’ experience as a product manager, ideally working on consumer-facing, large-scale, highly complex B2B/C products, We value candidates with a background in creating inclusive digital experiences, demonstrating knowledge in implementing Web Content Accessibility Guidelines (WCAG) 2.2 AA standards, assistive technologies, and integrating digital accessibility seamlessly. The ideal candidate would have knowledge of accessibility best practices and join us as we continue to create accessible products and services following Walmart’s accessibility standards and guidelines for supporting an inclusive culture.

Primary Location...

850 Cherry Ave, San Bruno, CA 94066-3031, United States of AmericaWalmart and its subsidiaries are committed to maintaining a drug-free workplace and has a no tolerance policy regarding the use of illegal drugs and alcohol on the job. This policy applies to all employees and aims to create a safe and productive work environment.

Skills Required

  • 8+ years of product management experience, including 3+ years in fintech, credit, lending, or financial services at scale
  • Experience building or scaling platform-level products serving multiple downstream customers, business units, or markets
  • Proven track record leveraging AI tools (including generative AI, experimentation platforms, copilot technologies) over the past two years
  • Experience partnering with banking partners, payment networks, or fintech providers in a product management capacity
  • Strong understanding of growth frameworks (acquisition funnels, activation, engagement, lifecycle management)
  • Exceptional executive communication, stakeholder management, and storytelling skills
  • Bachelor's degree in computer science, engineering, or related area and 7 years' experience in product management, or 9 years' experience in product management
  • Experience building global products and supporting multi-market product localization
  • Master's degree in Computer Science, Engineering, Business Administration, or related area and 6 years' experience as a product manager
  • Knowledge of accessibility best practices and WCAG 2.2 AA standards, assistive technologies, and integrating digital accessibility

Walmart Global Tech Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Walmart Global Tech and has not been reviewed or approved by Walmart Global Tech.

  • Strong & Reliable Incentives Compensation packages typically include base pay, performance bonuses, and stock awards, with access to an employee stock purchase plan. Feedback suggests annual bonus structures and stock grants are a consistent part of total compensation in many roles.
  • Retirement Support Retirement offerings include a company 401(k) match and stock purchase options that support long‑term savings. Feedback suggests these programs are a notable strength within the overall package.
  • Parental & Family Support Family benefits feature paid parental leave and adoption assistance, alongside tax‑advantaged accounts for healthcare spending. Feedback suggests these supports contribute meaningfully to perceived total rewards value.

Walmart Global Tech Insights

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The Company
HQ: Bentonville, AR
578,950 Employees

What We Do

Walmart has a long history of transforming retail and using technology to deliver innovations that improve how the world shops and empower our 2.2 million associates. It began with Sam Walton and continues today with Global Tech associates working together to power Walmart and lead the next retail disruption. We’re a high-performing, primarily virtual workforce that is human-led and tech-empowered. Our world-class software engineers, data scientists and engineers, cybersecurity professionals, product managers and business service professionals work with top talent on cutting-edge technologies that create unique and innovative experiences for our associates, customers and members across Walmart, Sam’s Club and Walmart International. At Walmart Global Tech, one line of code or bold idea can make life easier for hundreds of millions of people – talk about epic impact at a global scale.

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