Underwriter II - Jaguar Land Rover

Job Description
Join our dynamic team as an Auto Underwriter II (Jaguar Land Rover Financial Group) in our Auto Finance team.
As an Underwriter II within our Credit Review Team, you will be responsible for reviewing credit policies and/or pricing exceptions, as well as assisting in the daily operations which include decisioning automobile applications submitted by our clients. Your role will involve structuring decisions to enhance relationships, with a focus on response time, the quantity of applications processed, and the quality of applications approved. You will strive to meet or exceed agreed-upon goals for return on equity, volume, conversion ratios, and other business metrics. Additionally, you will initiate sales calls via telephone and prepare written follow-up where appropriate. Providing prompt, accurate responses to all internal and external customer inquiries will also be a key part of your role.
Job responsibilities

• Review and recommend credit decision to more senior underwriters based on amount requested and policy requirements.
• Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations.
• Review and approve automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved.
• Meet or exceed agreed upon goals for return on equity, volume, conversion ratios, and other business metrics.
• Initiate sales calls via telephone, and where appropriate, prepare written follow-up.
• Provide prompt, accurate responses to all internal and external customer inquiries.

Required qualifications, capabilities and skills

• Minimum of three years Credit/Auto Finance experience
• Experience reviewing credit bureau reports.
• Working knowledge of credit philosophy and policies, and loan documentation
• Ability to learn Bank's policies and procedures, as well as its products and services.
• Good analytical skills supported by excellent written and verbal communication skills.
• Ability to apply good judgement and learn credit policy and documentation

THIS IS A WORK FROM HOME ROLE COVERING WEST COAST HOURS
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
Equal Opportunity Employer/Disability/Veterans
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
When it comes to buying a vehicle or refinancing an existing car loan, many customers turn to Chase to help. Our auto lending services are constantly evolving and incorporating the latest technology to help match car buyers with dealers, provide competitive financing options and ease loan management.