JOB SUMMARY:
The Treasury Analyst supports the management and optimization of the Bank's balance sheet through quantitative analysis, financial modeling, forecasting, and reporting. This position partners across Treasury, Finance, Risk, Lending, and Deposits to provide analytical insight into asset-liability management (ALM), liquidity, investments, capital, funds transfer pricing (FTP), loan and deposit pricing, and other strategic treasury initiatives.
The ideal candidate possesses strong analytical and technical skills, an understanding of fixed income and financial markets, and a passion for leveraging data and technology to improve decision-making. This role provides broad exposure across treasury functions and offers opportunities to support key strategic initiatives affecting the Bank's profitability, risk profile, and balance sheet performance.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Support initiatives across Treasury, including asset-liability management (ALM), liquidity management, investments, funds transfer pricing (FTP), loan and deposit pricing, capital planning, and balance sheet strategy.
- Develop, maintain, and enhance financial models used for forecasting net interest income, balance sheet growth, liquidity, capital, and profitability.
- Analyze fixed income securities portfolios and related metrics including yield, duration, convexity, market value, spread analysis, and interest rate risk exposures.
- Assist in valuation and risk analysis of financial instruments, including securities, loans, deposits, and derivatives.
- Support ALM and interest rate risk processes, including scenario analysis, stress testing, and assumption development.
- Assist in the development and maintenance of funds transfer pricing methodologies and profitability measurement frameworks.
- Perform loan and deposit pricing analyses to support product strategy, profitability, and competitive positioning.
- Conduct peer benchmarking, market research, and industry analysis to identify trends and strategic opportunities.
- Utilize quantitative techniques and statistical analysis to evaluate customer behaviors, deposit attrition, loan prepayments, and other balance sheet assumptions.
- Prepare analyses, presentations, and reporting packages for senior management, ALCO, Board committees, and regulators.
- Design and automate recurring reports, dashboards, and data processes using Excel, Power BI, Power Query, SQL, and other analytical tools.
- Support implementation and maintenance of treasury, ALM, and financial reporting systems.
- Collaborate with business partners across Finance, Risk, Lending, Deposits, and Technology to support strategic projects and process improvements.
- Identify opportunities to improve data quality, reporting efficiency, and analytical capabilities through automation and business intelligence solutions.
- Participate in special projects related to balance sheet optimization, profitability enhancement, liquidity management, capital planning, merger analysis, and regulatory initiatives.
EDUCATION and/or EXPERIENCE:
- Bachelor’s Degree in Finance, Economics, or Accounting. MBA, CFA, or CTP candidate preferred.
- Proficiency in spreadsheet and database applications
- Demonstrates critical thinking and analytical skills
- High level of self-motivation and self-directedness
The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.
Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
Skills Required
- Bachelor's degree in Finance, Economics, or Accounting
- Proficiency in spreadsheet and database applications
- Strong critical-thinking and analytical skills
- High level of self-motivation and self-directedness
- MBA, CFA, or CTP candidacy
Seacoast Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Seacoast Bank and has not been reviewed or approved by Seacoast Bank.
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Leave & Time Off Breadth — Paid holidays, vacation/PTO, and sick leave are part of the package, with bank holidays providing additional time off beyond standard PTO.
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Retirement Support — A 401(k) with company match and profit sharing are offered, alongside an active employee stock purchase plan that broadens long‑term wealth‑building options.
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Wellbeing & Lifestyle Benefits — Medical, dental, vision, wellness program, EAP, flexible spending accounts, tuition reimbursement, and banking‑service perks (e.g., free accounts and safe‑deposit box) round out total compensation beyond base pay.
Seacoast Bank Insights
What We Do
Since 1926, Seacoast Bank has succeeded through a clear vision, planned strategic growth and talented, professional employees. Seacoast provides integrated financial services including commercial and consumer banking, wealth management and mortgage services to customers at 85 full-service branches across Florida, and through advanced mobile and online banking solutions. Seacoast Bank is the wholly owned subsidiary bank of Seacoast Banking Corporation of Florida (NASDAQ: SBCF), one of the largest community banks headquartered in Florida and is Member FDIC/Equal Housing Lending. As of 2023, Seacoast Bank has just under 1,600 associates, $15 billion in assets and $12 billion in deposits. Our Vision: To be the trusted advisor of choice to the customers, businesses, and communities we serve. Our Four Promises: We believe that our greatest assets will always be our people — local bankers who are knowledgeable about the communities we serve and dedicated to an exceptional customer experience. For nearly a century, Seacoast Bank’s commitment to customers has remained the same and is summarized by its Four Promises. We promise to: 1. Get you comfortable with the right products and the right team to serve you 2. Make your day-to-day banking simple 3. Resolve out-of-the-ordinary items responsively 4. Invest in you and your community Please note: This page is intended to be an informational place for our customers and employees to connect and interact. To ensure that visiting our LinkedIn page is a great experience for everyone, we have a several guidelines that we ask you to follow. The Seacoast Bank Social Media Terms Of Use can be viewed at https://www.seacoastbank.com/agreements-and-disclosures/social-terms.
