TPS Payments Compliance Analyst

Address:

Job Family Group:

We are looking for a detail‑oriented Compliance Analyst to support the governance and oversight of BMO’s BIN/ICA Sponsored Merchant Processor program. This role helps protect the bank by monitoring risk, reviewing reporting, supporting AML processes, and ensuring adherence to regulatory and internal policy requirements.

Key Responsibilities:

• Review monthly and quarterly dashboard reporting, including high‑risk merchant activity, chargebacks, and unusual activity trends.
• Support Quarterly Business Reviews and Internal Governance meetings through agenda prep, deck creation, and issue tracking.
• Manage Unusual Activity Reporting (UAR) intake, documentation, submissions, and tracking.
• Assist with AML and financial crime monitoring, including periodic reviews and prohibited industry checks.
• Help coordinate due diligence for new and existing sponsored partners.
• Maintain organized evidence, logs, SharePoint records, and audit‑ready documentation.
• Support annual on‑site visits and BIN account reconciliations.

Qualification:

• Bachelor’s degree in Business, Risk, Finance, or related field (preferred).
• 2 - 5 years of experience in compliance, AML, risk, payments, or financial services.
• Strong analytical skills with the ability to identify issues and escalate appropriately.
• Excellent documentation, organization, and communication skills.
• Ability to work cross‑functionally with AML, Legal, Risk, and business partners.

Salary:

Pay Type:

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact.  We strive to help you make an impact from day one – for yourself and our customers.  We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at http://jobs.bmo.com/us/en

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to [email protected] and let us know the nature of your request and your contact information.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.