Technical Product Owner - Payments Integrations

Posted 3 Days Ago
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Atlanta, GA, USA
Hybrid
Senior level
Fintech • Payments • Financial Services
Rainforest helps software platforms grow revenue by embedding payments into their product.
The Role
Own payment product initiatives and releases within the Rails engineering team. Define requirements, user stories, constraints, and product documentation; prioritize the backlog; translate strategy into technical requirements; coordinate agile delivery; collaborate with engineering, product, stakeholders, and payment vendors; and maintain integrations. The role requires strong payment-processing knowledge, technical fluency in cloud SaaS architecture, analytical skills, and experience delivering products through continuous deployment.
Summary Generated by Built In

Who is Rainforest?

Rainforest is an early stage payments-as-a-service startup that has developed a solution that makes monetizing payments for vertically focused software platforms fair and simple.

We focus on small-to-mid sized platforms that want to add value to their small business customers through embedded payments — and want to do so without adding operational or regulatory burdens or costs.

Led by a successful repeat fintech founder with deep knowledge of the industry, and with venture backing from a Top 10 VC firm, Rainforest is well positioned to make an impact in the payments-as-a-service space, and we're looking for new team members who want to be a part of this journey!


Who are we looking for?

Rainforest is looking for an experienced Technical Product Owner passionate about bringing payments products to life. You’ll partner with our 'Rails' engineering team to define and prioritize payment products that are embedded into our client's vertical SaaS software.

In this role, we need an individual who enjoys working with a significant amount of autonomy and is excited about helping to build out payment infrastructure that moves billions of dollars through the Rainforest ecosystem. You’ll know you're the right candidate when you enjoy digging into the details of reliable payments technology and crafting tickets, collaborating with vendors integrated in the payment flows, and looking for opportunities to grow and expand your product experience.


What are some of the high-impact opportunities you’ll tackle?

  • Owning delivery of product initiatives and releases by defining, documenting, and communicating goals, requirements, and constraints

  • Working with product leadership to translate product strategy into well-defined functional and technical requirements for the engineering team

  • Functioning within the Rails engineering team, attend agile meetings, help communicate the product stories and requirements, and execute the delivery of a product into production at scale

  • Helping to manage and prioritize the product backlog

  • Building strong collaborative working relationships with product and engineering teams as well as Rainforest internal and external stakeholders

  • Working with our vendors to ensure integrations are accurate and maintained

This opportunity is for you if you have / are:

  • Experience with payment processing and/or PayFac, especially building payment products, as well as an understanding of foundational concepts such as the credit card payment lifecycle (auth, settle, funding, etc.), factors involved in interchange qualification, ACH funding timeframes, and merchant underwriting

  • 5+ years as a Product Owner or similar role

  • Strong technical background with the ability to understand the technical architecture of a modern cloud-based SaaS payments product

  • Understanding and experience with Product Management concepts such as roadmaps, product vision and strategy, and product market research

  • Proven experience in gathering requirements, creating documentation, and user stories, as well as a strong understanding and work with agile scrum teams

  • Ability to visualize and prototype stories and feature sets

  • Strong organization, written and communication skills

  • Ease of working within a team structure in a collaborative manner

  • Strong analytical and quantitative skills

  • Experience in agile software development with continuous deployment release strategies

  • Bachelor’s degree or equivalent work experience in the areas of Information Science, Computer Science, or related disciplines

We offer a comprehensive health benefits package, unlimited paid time off, paid parental leave, a fun and flexible working environment, and continuously invest in our people and our culture.

If you require any accommodations throughout the pre-employment process, please contact our HR team at [email protected]

Skills Required

  • Experience with payment processing and/or PayFac, including payment lifecycle concepts such as authorization, settlement, funding, interchange qualification, ACH funding timeframes, and merchant underwriting
  • 5+ years of experience as a Product Owner or in a similar role
  • Strong technical background and ability to understand modern cloud-based SaaS payment product architecture
  • Understanding and experience with product management concepts, including roadmaps, product vision, product strategy, and market research
  • Experience gathering requirements, creating documentation and user stories, and working with agile Scrum teams
  • Ability to visualize and prototype stories and feature sets
  • Strong organizational, written, and verbal communication skills
  • Ability to work collaboratively within a team structure
  • Strong analytical and quantitative skills
  • Experience with agile software development and continuous deployment release strategies
  • Bachelor’s degree or equivalent work experience in Information Science, Computer Science, or a related discipline
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The Company
HQ: Atlanta, Georgia
52 Employees
Year Founded: 2022

What We Do

Rainforest is a Payments-as-a-Service (PaaS) provider. We help software companies build and optimize embedded financial services so that they can provide a best-in-class payments experience for their end merchants without the risk, compliance, and operational burdens of registering as a payments facilitator with the card networks. Analysts estimate that by 2030, 75% of all payments globally will be processed via software versus traditional banking channels. Rainforest helps software platforms navigate this massive evolution, by enabling them to drive significant new revenue and improve customer retention by enabling their customers (“merchants”) to accept and send payments. Rainforest is the only payments provider built from the ground up to specifically support the unique needs of vertical software platforms. We provide highly-customizable, low-code, white-label integration technology, fully embedded payments and reporting, and a platform-specific merchant underwriting model. Our PaaS approach is unique because clients don’t have to make tradeoffs between a lightweight referral partnership and building payments infrastructure in-house. Instead, they get the benefits of both worlds: strong unit economics with no upfront costs, plus full ownership and portability of their customer data. Rainforest is led by industry experts, former vertical-SaaS executives, and payments consultants who have spent decades in the payments buyer’s seat. We built Rainforest to be the payments provider we always wanted.

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