We are seeking an experienced Lead Systems Analyst to drive the design, delivery, and integration of a Tokenised Deposits Platform within a regulated banking environment.
This role will play a critical part in building a secure, scalable, and production-grade digital money infrastructure, enabling both domestic and cross-border settlement use cases.
You will collaborate closely with Payments, Technology, Architecture, Treasury, Risk, and Compliance teams to define system behaviour, ensure regulatory alignment, and deliver end-to-end token lifecycle capabilities.
Experience & Qualifications- 7–12 years of experience in systems analysis within payments/banking domain
- Experience in:
- RFP, Direct Debit, eMandates, or payment platforms
- High-availability and low-latency systems
- Proven experience in complex system integration and platform delivery
- Lead end-to-end functional analysis of tokenised deposit systems, including:
- Token issuance (minting & burning)
- Transfer logic and atomic/conditional settlement
- Token locking/unlocking, escrow, and programmability
- Redemption into traditional deposits
- Define user journeys and workflows across customers, operations, and treasury
- Design token lifecycle models and state machines ensuring reconciliation with core banking systems
- Define integration between:
- DLT platforms and tokenisation engines
- Payment systems and settlement processors
- Core banking, GL, and deposit systems
- AML, sanctions, and monitoring platforms
- Design settlement flows for:
- Domestic payments
- Cross-border transactions
- Interbank/inter-entity transfers
- Ensure deterministic, auditable, and final settlement across on-chain and off-chain models
- Collaborate with architects to define:
- Smart contract modules and token standards
- Security controls and compliance hooks
- Wallet integrations (custodial / institutional / MPC)
- Key management and signing workflows
- Define APIs, event models, and integration patterns
- Ensure platform scalability, resilience, and fault tolerance
- Translate regulatory requirements (digital assets, tokenised money, stablecoins) into system controls
- Ensure compliance with:
- AML/CFT
- Travel Rule
- Transaction monitoring & traceability
- Design audit trails, monitoring, and tamper-proof logging systems
- Align architecture with security and risk frameworks (TRM standards)
- Lead analysis across Agile delivery squads
- Provide detailed clarifications on:
- Token logic and settlement rules
- Smart contract behaviours
- Edge cases and exception handling
- Support QA for:
- Multi-currency token flows
- Settlement finality
- Reconciliation with core banking
- Failure, retry, and rollback scenarios
- Collaborate with Blockchain, Payments, Treasury, Risk, and Compliance teams
- Manage vendors across:
- DLT platforms
- Tokenisation engines
- Custody solutions
- Communicate architecture decisions, risks, and system behaviour clearly
- Strong expertise in:
- Tokenised deposits & digital asset architecture
- Blockchain / DLT platforms
- Smart contracts and token standards
- On-chain / off-chain integration
- Digital custody, MPC, HSM
- Strong systems analysis experience:
- API design (REST, JSON, OpenAPI)
- Microservices architecture
- Event-driven systems (Kafka or similar)
- State machines and workflow modelling
- Payments systems and settlement flows
- Digital assets:
- Stablecoins
- Tokenised deposits
- CBDC
- Experience with AML, fraud, entitlements, and ledger integrations
- Strong analytical and problem-solving ability
- Ability to simplify complex blockchain concepts into clear requirements
- Stakeholder management across business, tech, and regulatory teams
- High ownership, precision, and documentation discipline
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What We Do
Unison Consulting was launched in Singapore on September 2012, the hub of the financial industry, with innovative visions in the technocratic arena. We are a boutique next-generation Technology Company with strong business-interests in Liquidity risk, Market Risk, Credit Risk and Regulatory Compliance. Unison provides technology consulting and services to implement Risk Management and Risk Analytics System for Financial Institutions. Our services suite comprises of Techno-Functional consulting, systems integration, Business Intelligence, information management, and custom development of IT solutions, plus project management expertise for financial institutions. We have expertise in latest cutting edge technology to achieve better total cost of ownership. Through our qualified professionals, we assist you drive your unique risk management strategies, whether that means efficient monitoring, improving risk appetite of the financial institutions, complying with regulations, or capturing growth opportunities through innovation, this is what maximizes your decision taking potential. At Unison Consulting, we view clients as partners, and our success is only measured by the success of our partners. So we put it all on the table in order to exceed expectations. Our staff consists of young, energetic and innovative consultants who are never afraid to challenge the conventions and push the boundaries in an effort to help our clients. For every project, no matter how large or how small, we strive to not only meet your needs, but deliver a showcase in your field
