Who We Are
Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion.
We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple – our nimble and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated high performers to join our expanding team.
What We're Looking For
Cross River’s Commercial Banking Group (“CBG”) is looking for an SVP, Capital Markets to lead the team’s capital market efforts, developing and executing a comprehensive secondary market strategy for CBG’s diverse commercial lending portfolio. The SVP will be responsible for developing sustainable distribution channels for commercial real estate, construction, healthcare, lender finance, and SBA loan portfolios. The individual will serve as the connective tissue between origination and capital markets, partnering closely with the originators and underwriters to shape pricing, streamline processes, and develop effective hedging strategies. This role demands someone who can immediately leverage existing industry relationships to create tangible business outcomes while building long-term strategic partnerships that support CBG's growth trajectory.
Responsibilities:
- Strategy & Market Positioning: Develop and implement a comprehensive capital markets strategy that optimizes balance sheet efficiency, enhances liquidity management, and supports portfolio growth through scalable loan distribution frameworks
- Relationship Development & Business Development: Leverage existing network and cultivate new relationships with institutional investors, life insurance companies, pension funds, REITs, GSEs, CMBS conduits, and banks to maximize execution certainty and pricing outcomes
- Transaction Execution & Structuring: Structure and execute forward flow whole loan sales, participations, securitizations, and other capital markets transactions across multiple asset classes while partnering with originations teams to ensure marketability. The individual should have experience dealing with all transaction parties including rating agencies.
- Market Intelligence & Advisory: Monitor and analyze CRE capital markets trends, investor appetite, and pricing dynamics to provide actionable intelligence to senior leadership and originations teams
- Cross-Functional Leadership: Partner with Originations, Capital Solutions, Credit, Legal, Compliance, Finance, Treasury, and Portfolio Management to ensure seamless transaction execution and build scalable capital markets operations
- Risk Management & Compliance: Ensure all transactions comply with bank policies, regulatory requirements, and investor guidelines while maintaining thorough documentation and mitigating execution risks
Minimum Qualifications:
- 10+ years of experience in commercial real estate capital markets, with demonstrated success building investor relationships and executing loan sales, participations, or securitizations
- Established, active network of institutional investors, life insurance companies, CMBS conduits, banks, and other capital sources with proven ability to generate actionable deal flow
- Deep understanding of CRE fundamentals, credit analysis, loan structuring, pricing mechanics, and regulatory requirements
- Demonstrated success in building scalable programs and managing complex, cross-functional initiatives in fast-paced environments
- Exceptional written and verbal communication skills with ability to present complex concepts to senior leadership and external partners
- Willingness to travel
Education:
- Bachelor’s degree in Finance, Real Estate, Economics, or a related field preferred
#LI-JJ1 #LI-Hybrid #LI-Onsite
Salary Range: $275,000.00 - $325,000.00
Employees are eligible for an annual discretionary bonus, based on company financial performance and individual performance.
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.
Skills Required
- 10+ years of experience in commercial real estate capital markets
- Demonstrated success building investor relationships and executing loan sales, participations, or securitizations
- Established, active network of institutional investors, life insurance companies, CMBS conduits, banks, and other capital sources
- Proven ability to generate actionable deal flow
- Deep understanding of commercial real estate fundamentals, credit analysis, loan structuring, pricing mechanics, and regulatory requirements
- Demonstrated success building scalable programs and managing complex, cross-functional initiatives
- Exceptional written and verbal communication skills with ability to present complex concepts to senior leadership and external partners
- Willingness to travel
- Bachelor's degree in Finance, Real Estate, Economics, or a related field
Cross River Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Cross River and has not been reviewed or approved by Cross River.
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Healthcare Strength — Company materials state it pays 100% of premiums for medical, dental, and vision for eligible employees and their families, and covers $100,000 life and $100,000 AD&D. Feedback often highlights this employer-paid coverage as a standout element of the package.
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Affordable Benefits — Fully covered health premiums reduce employee out-of-pocket premium costs and increase the perceived value of total compensation. Feedback suggests strong ratings for health, dental, and vision coverage.
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Wellbeing & Lifestyle Benefits — Hybrid flexibility (role/location dependent), wellness budgets in some regions, and HQ amenities like a gym, cafe, shuttle, haircuts, and dry cleaning are highlighted in company materials. Learning and development support, an employee development fund, and volunteer opportunities are also featured.
Cross River Insights
What We Do
Cross River provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards, lending, and crypto solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.
