Staff Data Scientist

| United States | Remote
Employer Provided Salary: 174,900-242,000 Annually
Salary data is provided by the employer. Please note this is not a guarantee of compensation.
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About Upstart

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.

Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

The Team: 

Upstart’s Machine Learning team has a direct impact on our company's success. The team consists of Research Scientists, Data Scientists and other highly specialized roles who build and enable our core production models.

Because our challenges are so new, members of our Machine Learning team need strong creative problem-solving skills and the technical background to implement solutions. Our research environment affords team members the opportunity to utilize a variety of statistical and machine learning methods with the freedom and encouragement to pursue alternative approaches to solving problems. Whether developing new products or identifying novel approaches to core models, we are continuously seeking the next big ideas to move our business forward.

As a Data Scientist, you'll leverage technical and business acumen to become an expert in our models and how the models interact with the business. Identify potential problems or opportunities for improvement, communicate these issues to the team, stakeholders and suggest solutions. This involves self-directed investigation into our business and its data, designing and preparing regular reports, as well as conducting ad hoc analyses for the Machine Learning team, company leadership, and external business partners. 

How you’ll make an impact

  • By presenting reports to key stakeholders and decision makers on model performance and how it impacts the business. Oftentimes this person will report directly to corporate executives.
  • By finding issues with the models before they have a chance to impact our business.
  • By analyzing experimental data to uncover heterogeneous effects and recommend opportunities for personalized interventions.
  • By collaborating with research scientists to build and evaluate novel models and modeling applications. 
  • By writing clear, bug-free, and well documented code that runs well and is easy to understand.

Minimum Qualifications 

  • MS degree or related experience in a production setting
  • 5+years experience in data science projects
  • Knowledge in applied statistical methods and causal inference (e.g., AB testing, hypothesis testing, linear and logistic regression)
  • Experience with modern predictive modeling techniques (XGBoost, artificial neural networks)
  • Experience with Python or R and SQL 
  • Strong Machine Learning experience

Preferred Qualifications

  • PHD in Applied Stats, Mathematics, Economics
  • A subject matter expert on model performance evaluation in a business context
  • Experience in building visualizations and maintaining Dashboards (Plotly or Matplotlib) to track model performance
  • Serving as an expert in the areas of experimental testing, Causal Inference, A/B testing or Hypothesis testing 
  • Collaborating with and mentoring other data scientists in these areas.

Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East/West coast time zones.

Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

What you'll love: 

  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 
  • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave  
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
  • Catered lunches + snacks & drinks when working in offices

#LI-REMOTE

#LI-MidSenior 

At Upstart, your base pay is one part of your total compensation package.  The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).

United States | Remote - Anticipated Base Salary Range

$174,900$242,000 USD

Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. 

If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email [email protected]

https://www.upstart.com/candidate_privacy_policy

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Technology we use

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What are Upstart Perks + Benefits

Upstart Benefits Overview

Upstart is a digital-first company, which means that most Upstarters can live and work anywhere in the U.S. We also offer in-person work options from our offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.

Benefits include:
- Competitive compensation (base + bonus & equity)
- Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Supportive parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
- Catered lunches + snacks & drinks when working in offices

Culture
Volunteer in local community
Open door policy
OKR operational model
Team based strategic planning
Open office floor plan
Employee resource groups
Employee-led culture committees
Quarterly engagement surveys
Hybrid work model
In-person all-hands meetings
We have weekly company all-hands meetings via Zoom featuring company updates and Q&A with leads and founders. Teams also have in-person all-hands during onsite events at office locations.
Flexible work schedule
Remote work program
Diversity
Highly diverse management team
Mandated unconscious bias training
Diversity employee resource groups
Hiring practices that promote diversity
Health Insurance + Wellness
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Pet insurance
Wellness programs
Mental health benefits
Transgender health care benefits
Abortion travel benefits
Financial & Retirement
401(K)
401(K) matching
Company equity
Employee stock purchase plan
Performance bonus
Child Care & Parental Leave
Generous parental leave
Family medical leave
Adoption Assistance
Return-to-work program post parental leave
Company sponsored family events
Fertility benefits
Vacation + Time Off
Unlimited vacation policy
Generous PTO
Paid holidays
Paid sick days
Flexible time off
Bereavement leave benefits
Office Perks
Company-sponsored outings
Free snacks and drinks
Company-sponsored happy hours
Onsite office parking
Recreational clubs
Relocation assistance
Fitness stipend
Home-office stipend for remote employees
Mother's room
Professional Development
Job training & conferences
Lunch and learns
Promote from within
Mentorship program
Continuing education stipend
Online course subscriptions available

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