Senior Product Manager, Cashalo

At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond outdated credit scores, using over 250 real-time financial signals to recognize real potential. Named among the next billion-dollar startups, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.

Tilt is seeking an experienced product manager for Cashalo, our largest international subsidiary and fintech in the Philippines expanding access to fair credit. If you’re looking for a role where you can have massive impact creating products that expand financial inclusion, and a wide scope within a high performing team, this is the role for you.

The ideal candidate is driven by a passion to improve customer financial well-being, collaborate closely with a high performing team, and make decisions that fuel business growth. This individual will lead teams and workstreams that drive the strategy, tactics, and delivery timelines for all Cashalo features and products.

You will play a critical role in bringing products to market, designing and executing a robust testing agenda, and analyzing user data to identify areas of opportunity. You will drive day-to-day execution in partnership with Engineering, Credit and Data Science, Operations, Design, Marketing, Compliance, and Customer Support. You will also shape the longer-term strategy of the product and roadmap. Ideally you have previous exposure to credit and lending, or a strong desire to develop deep expertise in these areas.

• Identify opportunities, develop and review proposals for new products for Tilt's international markets

• Lead workstreams required to build impactful products, i.e., managing cross-functional support, designing specs, overseeing development and measuring outcomes

• Work with Tilt's leadership team to build out strategy and growth plans while managing financial outcomes

• Partner with geography leaders in Credit and Data Science, Engineering, Marketing, and Finance to ensure that the team’s work fits within the larger picture

• Minimum of 5+ years work experience in credit or product management, with a strong preference for experience in consumer technology start ups and/or fintech & financial services companies

• Bachelor’s degree (or greater), ideally in an analytical or technical discipline (e.g., Engineering, Computer Science, Economics)

• Strong analytical abilities and are comfortable running independent analyses and defining and measuring goals consistently

• Deep experience with SQL, Python, and/or analytical tools such as Amplitude and Tableau

• Strong customer empathy and experience shaping product direction and execution based on customer needs, innovative trends, and new products in the industry

• A get-it-done mindset; you’re resourceful and happy to be hands on and in the weeds writing product specs, leading problem solving sessions, and driving outcomes

• An interest in addressing complicated and impactful product & business problems

• Experience leading complex, cross-functional product initiatives

• Strong strategic thinking, problem solving, and logical structuring abilities

• Comfort with ambiguity; the ability to independently lay out and test clear hypotheses, and solve problems without well-defined direction

• Excellent verbal and written communication skills, ability to communicate to an executive audience

Don't meet every qualification? If you're excited about this challenge and driven to innovate, we still want to hear from you!

1. Initial Recruiter Call: A conversation to learn about your experience and what you're looking for in your next role.

2. Hiring Manager Interview: A deeper discussion about your background and approach to solving challenges.

3. Skills Panel: Meet with Tilt team members to discuss your expertise and problem-solving approach through real-world scenarios.

4. Leadership Conversation: A final conversation with our CEO to discuss our mission and how you could contribute to it (and how we can help you achieve your career goals along the way).

Don’t meet every qualification? We care about potential over your past. If you're bringing ambition and drive to what we're building, we want to hear from you.

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement.

• Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity.

• Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards.

• Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly.

• Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.)

• Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.

We're looking for people who chase excellence and impact. Those who stand behind their work, celebrating the wins and learning from the missteps equally. We foster an environment where every voice is valued and mutual respect is non-negotiable — brilliant jerks need not apply. We're in this together, working to expand access to fair credit and prove that people are incredible. When you join us, it's not just another day at the [virtual] office, you're helping millions of hardworking people reach better financial futures.

You’re pushing ahead in your career? We can get behind that. Join us in building the credit system that people deserve.