Varo’s Financial Crimes Investigations (FCI) program is made up of forward-thinking creative and enthusiastic individuals, who are constantly striving to safeguard the financial sector from misuse and provide actionable intelligence to law enforcement. Our FCI supports various AML processes, including transaction monitoring alert/case investigations, Enhanced Due Diligence (EDD) reviews of high-risk customers, information sharing and law enforcement requests, and Suspicious Activity Reports (SAR) filings.
This role will be a Senior Financial Crimes Analyst in Varo’s Financial Crimes Investigations (FCI) team. This person acts in a supervisory capacity for analysts who conduct targeted investigations to identify patterns/trends indicative of money laundering, terrorist financing (ML/TF), fraud, cybercrime, and other potential violations of laws and regulations. This role may also include some project-based work, collaborating with counterparts in the risk organization, product, and fraud operations to recommend enhancements, efficiency, and process improvements, and refine procedures to ensure risks are appropriately mitigated.
What you'll be doing:
Review alert, case, and SAR narratives submitted by your team
Oversee and mentor team members, providing investigative feedback and quality assurance (QA) and quality checking (QC) support
Collaborate with peer groups and leaders to ensure all applicable risks are mitigated in the investigation
Gather feedback and recommendations and translate them into business requirements to improve Varo’s AML program effectiveness
You’ll bring the following required skills and experiences:
Worked in other FinTech’s or innovative Financial Institutions, with prior experience in BSA/AML regulations and Financial Crime Compliance
2+ years of prior transaction monitoring & surveillance investigations experience in anti-money laundering (AML), counter-terrorism, anti-bribery, and/or anti-fraud experience
2+ years of experience working as an intelligence analyst or in counter-threat finance in the DoD, IC, LE, or supporting communities
Experience reviewing alerts, conducting case investigations, and drafting/filing Suspicious Activity Reports (SARs)
Ability to get work done, knowing when to use judgment to make risk-based decisions with current (and sometimes limited) information
Ability to prioritize workflows and ensure deadlines are met
Excellent written and verbal communication skills, interpersonal and collaborative skills to effectively facilitate feedback and coaching conversations
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What We Do
We're on a mission to empower hard-working Americans to achieve greater financial resilience; arming them with the products and support they need to create healthy financial habits.
Why Work With Us
We’re working toward our mission with a team that uniquely and strategically combines banking veterans with technology experts. The banking experts provide decades of industry experience, and the tech experts can build a mobile app that offers everyone access to no-cost, premium banking, including high-yield savings and auto-saving tools.
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