To support credit administration and loan operations through evaluation of credit-related information, assessment of documentation and control requirements, identification of risk indicators and monitoring of compliance with approved credit and regulatory frameworks. The role contributes to portfolio quality, risk management and operational effectiveness through analytical review and decision support.
Responsibilities- Ensure security creation for borrower accounts in line with sanctioned terms and approved documentation requirements.
- Process registration of charges with relevant authorities within prescribed timelines.
- Verify compliance with pre-disbursement conditions prior to facility release.
- Monitor post-disbursement conditions, exceptions and covenant requirements and maintain relevant trackers.
- Prepare facility data sheets and coordinate with Loan Operations for timely disbursement and credit delivery.
- Monitor recovery of processing fees, charges and penal interest in accordance with approved terms.
- Review insurance policies and track renewals to ensure continuous coverage of charged assets.
- Track valuation and revaluation requirements and coordinate legal audits in accordance with credit policy.
- Maintain MIS, control registers and credit administration records to support governance and reporting requirements.
- Ensure compliance with applicable laws, internal policies, regulatory requirements, and audit observations.
Experience Range: 3 to 7 years
Qualifications:
Graduation/ Post Graduation (Any specialization)
Skills Required
- 3 to 7 years of experience
- Graduation or post-graduation in any specialization
CSB Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about CSB Bank and has not been reviewed or approved by CSB Bank.
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Fair & Transparent Compensation — Pay is considered fair in certain managerial or target-based roles, with some positions viewed as competitive for the industry. Salaries are consistently reported as paid on time, supporting a baseline of reliability.
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Strong & Reliable Incentives — Earnings can be strong when sales targets are achieved, indicating meaningful performance-linked upside in some roles.
CSB Bank Insights
What We Do
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
