Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.
With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.
Our venture partners include First Round Capital and L Catterton.
Products we’ve built to make an impact:
- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.
As an Intern at Perpay, we want you to grown with us. Your primary responsibilities are going to be collaborating with your team to ship features, learning how to approach your work with a product mindset, and demonstrating the grit that will get you through challenging projects.
We understand the value of mentorship and offer students an opportunity to gain real work experience before graduation. In the 10-12 weeks we’ll be together, you’ll be like any other member of the engineering team working on features within our existing product roadmap. You’ll be contributing to our codebase, test & release features into production, partner with our other teams like product, design, data science & analytics, operations, and other stakeholders to ship new features and products. All while developing the skills to succeed in a fast-paced tech start-up environment and experiencing and contributing to our unique culture.
Our tech stack: Javascript, React, Redux, Python, Django, Flask, Kubernetes, AWS, Docker and more
Our greatest strength is our people and we’d love for you to be one of them!
What You’ll Bring:- Currently enrolled in or will receive a Bachelor’s or higher in Computer Science, Mathematics, or related technical discipline with an expected graduation date between winter 2026 – summer 2027
- Cumulative GPA of 3.0 or better
- Knowledge and experience with some if not all of our stack
- Ability to pick up new technologies quickly, with software engineering fundamentals being valued more than familiarity with specific tools or languages
- A strong focus on writing and deploying clear, readable, testable code
Bonus:
- Enrolled in a Master’s Degree or advanced technical degree
- Previous work experience in a technical field
Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!
What We’ll Bring For Internship:- Hourly compensation
- Espresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials
- One of a kind office with comfortable work/lounge spaces and pleasant riverfront setting
- Opportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech working cross functionally.
- Meaningful compensation and equity
- Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
- 4% employer 401k match
- Unlimited PTO policy
- Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
- High quality catered lunch by local chefs, 4 days / week
- Gym subsidy
- Paid cell phone + plan
- Student loan repayment program
- Relocation assistance
- Generous team member discounts
This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at [email protected] to request accommodation.
Skills Required
- Currently enrolled in or will receive a Bachelor's or higher in Computer Science, Mathematics, or related technical discipline
- Cumulative GPA of 3.0 or better
- Knowledge and experience with some if not all of our stack
- Ability to pick up new technologies quickly
- Strong focus on writing and deploying clear, readable, testable code
Perpay Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Perpay and has not been reviewed or approved by Perpay.
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Healthcare Strength — Fully subsidized medical, dental, and vision coverage is offered as a core benefit. This lowers out-of-pocket premiums while providing comprehensive coverage.
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Retirement Support — A 401(k) with company match is included to support long-term savings. This adds a stable, employer-backed retirement component to total rewards.
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Leave & Time Off Breadth — Unlimited PTO and paid parental leave are part of the package. This breadth enables flexibility to manage personal and professional needs when schedules permit.
Perpay Insights
What We Do
Perpay is a FinTech-enabled marketplace making life's purchases accessible through sensible financing.
