Meet Ozow
Ozow is a leading fintech company that's redefining digital payments in South Africa and beyond. We're dedicated to making payments more accessible, secure, and convenient for both businesses and consumers. As a fast-growing player in the financial technology sector, Ozow fosters a culture of innovation, diversity, and inclusivity. We believe in pushing the boundaries of what's possible and are committed to making a positive impact on the world through our payment solutions.
More about this Ozow fantastic position
Ozow is seeking a Software Engineer to join our talented development team. As a Software Engineer, you'll play a crucial role in designing, developing, and maintaining innovative solutions that power our digital payment platforms. This is an opportunity to work on cutting-edge technology, solve complex challenges, and contribute to the growth of the fintech industry.
Your role and responsibilities
Software Development
- Collaborate with cross-functional teams to design, develop, and maintain software solutions that meet high-quality standards and business requirements.
Coding
- Write clean, efficient, and maintainable code while following best practices and coding standards.
Technical Problem Solving
- Analyze and troubleshoot complex technical issues and implement effective solutions.
System Architecture
- Contribute to the design and architecture of software systems, ensuring scalability, security, and performance.
Code Reviews
- Participate in code reviews to ensure code quality and knowledge sharing within the team.
Agile Development
- Work in an Agile environment, participating in sprint planning, stand-ups, and retrospectives.
Documentation
- Create and maintain technical documentation for software and processes.
Mentoring
- Provide guidance and mentorship to junior team members as needed.
You are an ideal candidate if you have
- At least 4+ years of work-related experience as a Software Engineer or Software Developer
- Ideally have an IT Diploma or Degree
- Ability to develop software in .NET 8 C#, JavaScript, ReactJs, HTML, CSS and other programming languages (polyglots preferred)
- Excellent knowledge of Postgres, Mssql technologies (EF, NHibernate)
- Knowledge of NoSQL databases such as Redis, Riak, MongoDB, and others.
- Experience developing web applications, with a good understanding of how the web works
- Proven experience in high-scale applications and an understanding of the practices and approaches that are employed in scaling applications beneficial.
- Experience with unit testing, knowledge of applying test-driven development beneficial
- Understanding DevOps principals and how to apply them practically beneficial.
- Experience in cloud services preferred – AWS, Azure.
- Experience with containerisation (Docker/Kubernetes, TeamCity, Octopus Deploy, Appveyor) highly beneficial.
- Experience working with agile methodologies – a true believer
Your skills and competencies
- You eagerly embrace change, absorb cross-functional skills, and connect ideas across disciplines to drive fresh thinking and innovation.
- Ability to initiate, develop, maintain and leverage outstanding relationships to influence a wide network, both inside and outside the company.
- A trailblazer who steps up, takes charge, and creates meaningful impact—those driven by performance and purpose to lead from the front and make a real difference every day.
- You thrive in collaboration, embrace inclusion, and bring a genuine curiosity for global cultures—valuing collective success over individual credit.
- Demonstrate strategic foresight, sound judgement, and the ability to make confident decisions under uncertainty, always working toward the best possible outcomes.
- You challenge norms, champion innovation, and constantly seek growth—for themselves, their team, and the solutions they build.
- You are a decisive doer—those who take initiative, follow through with confidence, and ensure results through courageous, hands-on leadership.
- We value optimism, agility, and the strength to persevere under pressure—balancing performance with positivity, even in challenging environments.
- You are driven, proactive individuals who take ownership, face challenges with grit, and consistently push for excellence—not just as participants, but as catalysts for success.
Interview process
During the interview process you will meet with the People team, the hiring manager, and relevant CSuite. Our process may include psychometric and technical assessments, giving you an opportunity to demonstrate your strengths, skills and potential beyond your CV and interview.
In office perks
- Healthy breakfast, lunches and snacks
- Monthly team connects
- On-site Barista
Perks for South African based employees
- Medical aid subsidy
- Group Risk Insurance
- Generous paid annual leave
- Birthday leave
- Learning and Development opportunities
- Mentorship programme
- Quarterly team building
- Employee Assistance Programme (EAP)
- Community initiatives
- Access to cutting edge technology - Ozow Tech Stack
Our Employee Value Proposition
At Ozow, we don't just process payments. We are redefining the future of how money moves. Our promise to our people is simple. Ozow is built for high impact: clear expectations, genuine investment in you, and the room to do work you are proud of. We back you to own what you deliver and how you grow, and we recognise the people who lift others, not just themselves. People are trusted to make decisions and own outcomes, where the growth you create, in yourself and in others, is part of how we succeed together.
Compliance
As a fintech company, we prioritize data security, confidentiality, regulatory and compliance. Due to the sensitive nature of our work, we require individuals with a high level of integrity and trustworthiness to ensure adherence to financial regulations and industry standards. Given the sensitive nature of our work, all employees are expected to demonstrate professionalism, accountability, and a commitment to ethical conduct in line with financial regulations and industry standards
Ready to be exceptional? Apply now!
Keen to know more?
Interested in joining our rocket ship?
To find out more about life at Ozow, head over to our Careers Page here!
Skills Required
- At least 4 years of work-related experience as a Software Engineer or Software Developer
- IT diploma or degree
- Ability to develop software using .NET 8, C#, JavaScript, ReactJS, HTML, CSS, and other programming languages
- Excellent knowledge of PostgreSQL and MS SQL, including Entity Framework and NHibernate
- Knowledge of NoSQL databases such as Redis, Riak, or MongoDB
- Experience developing web applications and understanding web technologies
- Experience with high-scale applications and application scaling practices
- Experience with unit testing and knowledge of test-driven development
- Understanding of DevOps principles and practical application
- Experience with cloud services such as AWS or Azure
- Experience with Docker, Kubernetes, TeamCity, Octopus Deploy, or AppVeyor
- Experience working with Agile methodologies
What We Do
Ozow is the future of payment as we know it. An oh-so (or Ozow) easy, automated and ultra-secure EFT solution that helps customers pay in just a few seconds, merchants can initiate Ozow payments through a variety of payment platforms, such as SMS, eCommerce, eBilling, QR Code and instore Point-of-Sale (POS). Through Ozow’s precise and secure system (that reduces the risk of charge-backs), merchants get real-time payments with instant transaction notifications and automated bank reconciliations. As no card is required for payment, their products are also more widely available, resulting in less abandoned carts, increased sales and more happy customers. Furthermore, merchants enjoy transaction fees as low as 1,5%, with no monthly costs, setup fees, or minimum charges, enabling them to save their money. As an added bonus, merchants processing up to R1m per month can use Ozow for free in their first year, no strings attached. Ozow is committed to financial inclusion on a continent where many people are disenfranchised by a lack of payments options. Furthermore, Ozow is committed to making it affordable for smaller businesses to take their trade to a wider audience, and to ensure that if traditional payment methods are unavailable, merchants don’t suffer. To date, Ozow has processed over a billion transactions, and has processed a combined value exceeding R5 billion. Ozow is bringing commerce to a wider audience, promoting financial inclusion and innovating for our customers. Paying with us is Ozow easy, Ozow fast and Ozow trusted
