Software Engineer IV - Java Fullstack developer

Candescent is the leading cloud-based digital banking solutions provider for financial institutions. We are transforming digital banking with intelligent, cloud-powered solutions that connect account opening, digital banking, and branch experiences for financial institutions. Our advanced technology and developer tools enable seamless, differentiated customer journeys that elevate trust, service, and innovation. Success here requires flexibility in a fast-paced environment, a client-first mindset, and a commitment to delivering consistent, reliable results as part of a performance-driven, values-led team.  With team members around the world, Candescent is an equal opportunity employer.

Position Summary

We are seeking skilled Engineers passionate about delivering exceptional software experiences. As part of the Digital Banking team, this individual will design and build features that improve our clients’ customer experience, owning services end-to-end and collaborating closely with product managers and designers to create intuitive, impactful solutions.

The Engineer will simplify complex problems into scalable designs, uphold engineering best practices, and contribute to a culture of continuous improvement. Operating in a fast-paced Agile environment, they will consistently deliver high-quality, production-ready code and embrace continuous delivery. Ideal candidates are detail-oriented, driven to solve real problems, eager to learn, and committed to mentoring and excellence—striving for perfection while knowing when to ship.

Product Summary

• Card Management Systems for credit/debit/prepaid/business cards
• Card Controls e.g., travel notifications, card alerts
• Card Lifecycle management
• Digital Issuance/provisioning - Apple wallet, Google wallet provisioning
• Card interfacing - Issuer processor e.g., Visa DPS, FIS, Fiserv, jackHenry card processors

Product-specific Skillset

• Experience building, maintaining, testing, rearchitecting card applications listed above
• Basic understanding of cards domain (credit/debit or both)
• Experience working with Issuer processor (Nice to have)
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Key Areas of Responsibility

• Implement features and deliver production-ready code
• Create technical documentation, system diagrams, and debugging reports
• Conduct performance optimizations and monitor key metrics

Product Strategy, Vision, and Planning

• Participate in agile planning events by providing technical insights and feasibility analysis
• Collaborate with Product Owners, Designers, and Engineers to translate business needs into features and technical solutions
• Offer input on technology enhancements, emerging tools, and product gaps to inform the roadmap and backlog
• Support definition of acceptance criteria to guide development and testing

Product Design and Development

• Design, develop, deploy, and maintain software solutions in an agile environment
• Write clean, scalable code aligned with best practices and engineering standards
• Collaborate with peers to implement user stories, resolve issues, and improve product functionality
• Engage in agile events such as daily scrums and product demos
• Create proof-of-concepts and run experiments to inform technical decisions
• Conduct peer code reviews for quality and knowledge sharing
• Continuously improve team processes and development workflows
• Stay current with emerging technologies, frameworks, and industry practices
• Ownership mindset and team player.

Performance Measurement and Optimization

• Monitor delivery metrics such as lead time and deployment frequency
• Identify and implement improvements to enhance delivery efficiency

Basic Qualifications

• Bachelor’s degree in computer science, Information Technology, or equivalent
• 7+ years of experience in software development using Java
• Strong foundation in data structures, algorithms, and concurrent programming
• Expertise in designing and troubleshooting transactional systems
• Experience with microservices architecture, Java EE, Spring Boot, Spring Cloud, Hibernate, Oracle, PostgreSQL, BigTable, BigQuery, NoSQL, Git, IntelliJ IDEA, Pub/Sub, Data Flow
• React UI, React Native experience.
• Experience in native and hybrid cloud environments like GCP, AWS and Agile development
• Proficient in Python or Java, multi-tenant cloud technologies, and tools like Jira
• Skilled in translating user stories into scalable, user-centric solutions
• Strong collaboration and communication skills for cross-functional teamwork
• Analytical problem-solver with attention to detail and structured thinking
• Experience with Java IDEs (Eclipse, IntelliJ), application servers (Tomcat), scripting languages (JSON, XML, YAML, Terraform), Git, Maven,Devops

Preferred Qualifications

• Champion of Agile Scrum methodologies and SAFe frameworks
• Experience with CI/CD systems such as Jenkins or GitHub CI
• Deep understanding of secure solution design principles
• Familiarity with concurrent backend environments and multithreading
• Experience with tools or languages including Ruby, Python, Perl, Node.js, Bash, C, C++, Spring, Oracle, Docker, Kubernetes.
• BDD Test Automation , React UI test automation and experience with Playwright and Postman.
• Mobile native experience in IOS and Android.
• Exposure to AI coding tools like Cursor, Github Co-Pilot.

Statement to Third Party Agencies
To ALL recruitment agencies: Candescent only accepts resumes from agencies on the preferred supplier list. Please do not forward resumes to our applicant tracking system, Candescent employees, or any Candescent facility. Candescent is not responsible for any fees or charges associated with unsolicited resumes.