American Express

Software Engineer III

Posted 2 Days Ago

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Phoenix, AZ, USA

Hybrid

Entry level

Fintech • Financial Services

The Role

Develops, tests, deploys, documents, and maintains reliable software applications and distributed systems. Collaborates with product and business teams to solve technical challenges, optimize performance, conduct code reviews, and implement automated testing. Uses AI tools to improve software design, coding, and testing workflows, validates AI-generated recommendations, and guides teammates in AI-assisted development practices.

Summary Generated by Built In

Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.

The Technology organization enables and accelerates the company’s growth strategies, delivering global capabilities and services in support of Amex’s customers and colleagues, while maintaining 24/7 servicing and availability to ensure an uninterrupted, high-quality customer experience. Technology provides the foundation for everything we do in the company while driving differentiation through building and leveraging innovative technology and data insights.

Global Commercial Services (GCS) serves millions of business customers around the world, from mom-and-pop shops to approximately 70% of the S&P 500. We are the number one issuer of small business cards, the industry leader in corporate T&E and represent approximately 40% of the company’s total revenues. Our vision is to be essential to our customers’ businesses every day. We do that by offering a diverse suite of payment and cashflow tools our customers need to run and grow their businesses, from a wide range of traditional card products, to working capital and supply chain financing, to new digital solutions that make it easy for our customers to manage their financial and payment needs.

Responsibilities

Advances the design, development, testing, and deployment of software applications and systems
Drives the modification, documentation, and maintenance of software to ensure high reliability and availability
Collaborates with cross-functional teams to address advanced technical challenges and optimize application performance
Analyzes system requirements and delivers innovative technical solutions to enhance software quality and efficiency
Completes code reviews and automated testing to maintain high-quality code standards
Collaborates and co-creates effectively with teams in product and the business to align technology initiatives with business objectives
Applies AI tools to improve software design, coding, and testing practices and identifies opportunities to embed AI into development workflows while validating AI-generated recommendations prior to implementation and maintaining accountability for outputs
Guides team members on effective use of AI-assisted development tools
Education and Knowledge
Bachelor's degree in Computer Science, Computer Engineering, and/or comparable experience
Knowledge of distributed (multi-tiered) systems, algorithms, NoSQL and relational databases
Knowledge of the core tools used in the planning, analyzing, crafting, building, testing, configuring, and maintaining of assigned application(s)
Understanding of emerging AI capabilities in software engineering

Qualifications

Work Experience

Software engineering and development experience or a related job
Experience in application design, software development, and automated testing
Experience in object-oriented design and coding with variety of languages
Experience in distributed (multi-tiered) systems, algorithms, and relational databases
Experience in Agile software development methodologies and practices such as Scrum/Kanban, iterations, user stories
Experience in automation testing and documentation (i.e. automated, functional, and performance)
Experience integrating AI tools into end-to-end development workflows
Experience supporting adoption of AI-enabled development practices

Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries
Bonus incentives
6% Company Match on retirement savings plan
Free financial coaching and financial well-being support
Comprehensive medical, dental, vision, life insurance, and disability benefits
Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counseling support through our Healthy Minds program
Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

Skills Required

Bachelor's degree in Computer Science, Computer Engineering, or comparable experience
Software engineering and development experience or related experience
Experience in application design, software development, and automated testing
Experience with object-oriented design and coding using multiple languages
Experience with distributed systems, algorithms, and relational databases
Experience with Agile software development methodologies, including Scrum or Kanban
Experience in automation testing and software documentation
Experience integrating AI tools into end-to-end development workflows
Experience supporting adoption of AI-enabled development practices
Knowledge of NoSQL databases
Knowledge of core tools for planning, analyzing, building, testing, configuring, and maintaining applications
Understanding of emerging AI capabilities in software engineering

American Express Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.

Strong & Reliable Incentives — Bonuses are often viewed as strong and materially boost total compensation when combined with benefits. Company-performance bonuses are highlighted as a recurring strength.
Leave & Time Off Breadth — Paid time off and paid leave are frequently highlighted as strengths within the total rewards package. These policies support work-life balance and contribute meaningfully to overall satisfaction.
Retirement Support — Retirement benefits are frequently mentioned as a positive component of the package. These offerings add tangible value beyond base salary.

Learn more about American Express's Compensation & Benefits →

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What's It Like to Work at American Express? American Express Culture & Values American Express Career Growth & Development What's the Work-Life Balance Like at American Express? American Express Leadership & Management American Express Company Growth, Stability & Outlook

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The Company

HQ: New York, NY

100,703 Employees

Year Founded: 1850

What We Do

At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.