Software Engineer III - Risk Decision Technology

Posted 5 Days Ago
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Phoenix, AZ, USA
Hybrid
Senior level
Fintech • Financial Services
The Role
Design and build cloud-native microservices and scalable data pipelines for a Risk Decision platform. Write high-quality Java code, automate testing and releases, implement CI/CD, apply LLM/agentic AI to improve engineering workflows, collaborate across teams, and support application availability and scalability.
Summary Generated by Built In
Joining Amex Tech means discovering and shaping your contribution to something big. Here, you can work alongside talented tech teams and build a unique career with the Powerful Backing of American Express. With a range of opportunities to work with the latest technologies, and a commitment to back the broader engineering community through open source, our mission is to power your success. Because Amex Tech is powered by our technology, our culture, and our colleagues.
The Technology organization enables and accelerates the company’s growth strategies, delivering global capabilities and services in support of Amex’s customers and colleagues, while maintaining 24/7 servicing and availability to ensure an uninterrupted, high-quality customer experience. Technology provides the foundation for everything we do in the company while driving differentiation through building and leveraging innovative technology and data insights.


 

Responsibilities

This role of an Engineer will be an integral part of a team that designs and builds large-scale, cloud-native applications and drive us closer to the vision of a robust Risk Decision platform. As a Software Engineer, you will:

  • Function as a member of an agile team and helps drive consistent development and test practices with respect to tools, common components, and documentation.

  • Own all technical aspects of software development for assigned applications.

  • Have primary focus (80%+) on writing quality code, perform unit testing, test automation, quality assurance & automation testing in ongoing sprints. 

  • Passionate about applying agentic AI and advanced LLM models to automate large parts of the software development lifecycle and redefine engineering productivity

  • Build new micro-services that help manages our rapidly growing footprint.

  • Improve efficiency, reliability, and scalability of our data pipelines.

  • Work on cross-functional initiatives and collaborate with Engineers across organizations.

  • Build CICD pipelines for continuous integration and delivery.

  • Build automation for application changes and deployment for faster time to market Develops deep understanding of tie- ins with other systems and platforms within the supported domains.

  • Perform ongoing refactoring of code, quality assurance and testing, applying best practice methodologies and processes.

  • Identify opportunities to adopt innovative technologies & ideas in development / test area.

  • Provide continuous support for ongoing application availability.

  • Collaborate/influence within and across teams to create successes with an innovative mindset and challenge the status quo.

     

Qualifications
  • Bachelor’s degree in computer science, Information Systems, or other related field (or has equivalent work experience).

  • 6+ years of experience in software development and quality assurance.

  • 6+ years of experience in building large scale distributed applications with object-oriented design using java related stack.

  • Expertise in programming knowledge in Java - Solid understanding of data structures and common algorithms

  • Experience applying AI/LLM capabilities to improve software development workflows such as coding, testing, documentation, or maintenance (Copilot, Cursor, Devin etc)

  • Experience with automated release management using Maven, Salt, Git, Jenkins.

  • Proficient in identifying and applying software design patterns.

  • Technology landscape: 

    • Java 21+, Spring Boot, Vert.X, Apache Camel, Kafka

    • Big Data: Hadoop, Hive, GCP, BigQuery, Dataflow, DataProc

    • Language Tools: Antlr, GNU Bison, Yacc

    • Couchbase, Oracle, PostgreSQL, S3

    • Distributed cloud engineering

    • React, AngularJS 

  • Experience with web services and API development on enterprise platforms.

  • Looks proactively beyond the obvious for continuous improvement opportunities.

  • Willingness to learn new technologies and exploit them to their optimal potential.

  • Good knowledge of REST API development and database technologies will be a plus.

  • Experience with Docker/Openshift based deployment is a plus.

  • Experience leveraging LLMs or agentic AI systems to automate or accelerate software engineering tasks such as code generation, refactoring, test creation, or documentation

  • Familiarity with prompt engineering, AI-assisted coding workflows, or LLM orchestration frameworks.

  • Exposure to AI-assisted development tools and workflows within modern engineering environments.

  • Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.

About Us

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

About the Team

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries
  • Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
  • Free and confidential counselling support through our Healthy Minds program
  • Career development and training opportunities

    For a full list of Team Amex benefits, visit out Colleague Benefits Site.

    American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

    We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

    US Job Seekers - Click to view the “Know Your Rights” poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: https://www.eeoc.gov/poster

    The below represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.​

    Skills Required

    • Bachelor's degree in computer science, Information Systems, or equivalent experience
    • 6+ years of experience in software development and quality assurance
    • 6+ years building large-scale distributed applications using object-oriented design and Java stack
    • Expertise in Java, data structures, and common algorithms
    • Experience applying AI/LLM capabilities to improve software development workflows (Copilot, Cursor, Devin, etc.)
    • Experience leveraging LLMs or agentic AI systems to automate or accelerate engineering tasks (code generation, refactoring, test creation, documentation)
    • Familiarity with prompt engineering, AI-assisted coding workflows, or LLM orchestration frameworks
    • Experience with automated release management using Maven, Salt, Git, Jenkins
    • Proficient in software design patterns
    • Experience with Java 21+, Spring Boot, Vert.x, Apache Camel, Kafka
    • Experience with Big Data technologies: Hadoop, Hive, GCP, BigQuery, Dataflow, Dataproc
    • Experience with language tools: ANTLR, GNU Bison, Yacc
    • Experience with Couchbase, Oracle, PostgreSQL, and Amazon S3
    • Experience with distributed cloud engineering and building/maintaining data pipelines
    • Experience with web services and API development on enterprise platforms
    • Experience with React or AngularJS (front-end exposure)
    • Willingness to learn new technologies and pursue continuous improvement
    • Experience with Docker/OpenShift based deployment
    • Good knowledge of REST API development and database technologies

    American Express Compensation & Benefits Highlights

    The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about American Express and has not been reviewed or approved by American Express.

    • Healthcare Strength Pay is often viewed as attractive when combined with comprehensive health, dental, and vision coverage that supports day-to-day needs. The benefits package is also framed as especially helpful for those supporting dependents.
    • Retirement Support Retirement benefits are positioned as a meaningful part of total rewards through a 401(k) plan with company matching. Financial wellness services and coaching are also highlighted as strengthening longer-term financial security.
    • Leave & Time Off Breadth Paid time off is repeatedly characterized as generous and a valued component of the overall package. Time off and flexibility are presented as helping the total rewards feel more complete beyond base salary.

    American Express Insights

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    The Company
    HQ: New York, NY
    100,703 Employees
    Year Founded: 1850

    What We Do

    At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small® movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more. For generations, the key to our success has been the determination and resilience of our American Express colleagues. Now, as a globally integrated payments company, we work together to provide customers with access to products, insights and world-class experiences that enrich lives and build business success. Join us and let’s lead the way together.

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