Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated.
Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!
The Mobile team is focused on delivering Upstart’s best experience for new and existing users. We recently launched our iOS app and are looking to expand into Android as well. With our initial iOS release we have only scratched the surface of what we want to build and have a large roadmap to deliver our vision. We want to invest in features where a native app can vastly outperform our web experiences and we need talented & creative engineers to make that happen!
As a Software Engineer on Upstart’s mobile team, you will have an opportunity to make an outsized impact on the company. We are a small team that is looking to grow aggressively in the next 12 months and we are in need of mobile engineers who will join us in expanding our app! In this role, you’ll be working on both Android & iOS using React Native, as well as building new features end to end. You will get the opportunity to build a lot of new features from scratch and help onboard the rest of the org as we become a mobile-first company.
- Design and build new Mobile app features
- Enhance user outcomes by improving the borrower experience as well as creating a delightful new user flow.
- Expand our company’s reach by developing the Android app
- Collaborate with our PM & UX to create innovative mobile experiences
- Set up the technical foundation for the company on how to successfully build mobile app features
- Contribute to quality improvements within our team in a meaningful way
- Minimum requirements:
- 4+ years of professional development experience, mostly focused on mobile work
- 2+ years of experience with mobile app development (Android, iOS, React Native, etc.)
- 2+ years of React Native or React experience
- Preferred qualifications:
- Great written and verbal communication
- End-to-end ownership. Be comfortable fully owning your features and contributing everywhere in the stack to implement them. Strives in a collaborative environment.
- We’re a lean team of remote workers and are constantly collaborating in a tight feedback loop. We are flexible to contribute where there is a need, and are able to have open discussions about technical and product direction.
- Strong sense of ownership and accountability for the quality and timely delivery of work
- Eager to keep learning and improving.
As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
- Competitive Compensation (base + bonus & equity)
- Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday, vacation, sick and safety leave
- Supportive parental, family care, and military leave programs
- Annual wellness, technology & ergonomic reimbursement programs
- Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
- Catered lunches + snacks & drinks when working in offices
#LI-REMOTE
#LI-Associate
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
United States | Remote - Anticipated Base Salary Range
$136,600—$189,000 USD
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together.
https://www.upstart.com/candidate_privacy_policy
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What the Team is Saying
What We Do
Upstart is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart's AI, lenders can approve more borrowers at lower rates across races, ages, and genders, while delivering the exceptional digital-first experience customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans.
If you are energized by the impact you think you could make at Upstart, we'd love to hear from you!
Why Work With Us
Connection to our mission creates a special environment where people feel passionately about the impact they make in the world. Upstart is fast-paced, and we encourage ownership at all levels of the organization. As a result, culture at Upstart is driven by Upstarters. Upstarters are proactive, talented, multi-dimensional and collaborative.
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Upstart Offices
Remote Workspace
Employees work remotely.
Upstart has a digital-first model enabling most Upstarters can live and work anywhere in the U.S. We also offer in-person options from our office locations in San Mateo, California; Columbus, Ohio; and Austin, Texas.
