You’re ready to gain the skills and experience needed to grow within your role and advance your career — and we have the perfect software engineering opportunity for you.
As a Software Engineer II at JPMorgan Chase within the Corporate & Investment Bank Real-Time Payments organization, you will be a hands-on engineer promoting the RTP product through the full software development lifecycle—from design and development through testing, production readiness, and rollout. You will deliver high-quality features and services, actively participate in architecture and code reviews, and uphold robust standards for automation, resiliency, and operational excellence in a mission-critical real-time payments environment.
Job responsibilities
- Executes standard software solution, design, development, and technical troubleshooting
- Writes secure and high-quality code using the syntax of at least one programming language with limited guidance
- Leverages enterprise-authorized AI coding assist tools within the work environment to improve code quality, delivery speed, and productivity (e.g., code generation/refactoring, unit test creation, documentation), while validating outputs through peer review, automated testing, and secure coding standards
- Designs, develops, codes, and troubleshoots with consideration of upstream and downstream systems and technical implications
- Applies knowledge of tools within the Software Development Life Cycle toolchain, including enterprise-authorized AI-assisted development and automation capabilities, to improve the value realized by automation
- Applies technical troubleshooting to breakdown solutions and solve technical problems of basic complexity
- Gathers, analyzes, and draws conclusions from large, diverse data sets to identify problems and contribute to decision-making in service of secure, stable application development
- Learns and applies system processes, methodologies, and skills for the development of secure, stable code and systems
Required qualifications, capabilities, and skills
- Bachelor’s Degree in Computer Science, Cybersecurity, Data Science, or related disciplines
- 2+ years of formal experience or certification on software engineering concepts
- Hands-on practical experience in system design, application development, testing, and operational stability
- Experience in developing, debugging, and maintaining code in a large corporate environment with one or more modern programming languages and database querying languages
- Hands-on experience using enterprise-authorized AI-assisted software development tools within the work environment (e.g., for coding, testing, troubleshooting, or documentation) with demonstrated ability to critically evaluate and validate AI-generated outputs
- Understanding of responsible AI use in engineering workflows, including data sensitivity considerations, secure handling of inputs/outputs, and adherence to resiliency and security expectations
- Experience across the whole Software Development Life Cycle
- Exposure to agile methodologies such as CI/CD, Application Resiliency, and Security
Preferred qualifications, capabilities, and skills
- Hands-on development experience with Java and Spring Boot/Spring Core, including building REST APIs and integrating with downstream systems
- Working knowledge of React (or strong willingness to contribute to UI components as needed) and test automation using JUnit
- Familiarity with event-driven concepts and tooling (e.g., MQ and/or Kafka) and distributed system fundamentals (retries, timeouts, idempotency)
- Exposure to caching technologies (e.g., Redis and/or GemFire) and performance-minded development practices
- Working experience with Agile delivery and tooling: Jira for execution tracking and Confluence for documentation
- Basic cloud/platform exposure and willingness to learn: AWS, Kubernetes, Terraform (hands-on experience preferred but not required depending on team needs)
- Strong engineering fundamentals: clean code, code reviews, debugging, and clear written communication
- Experience in payments or regulated financial services, especially high-availability and low-latency systems
- Experience operating production services (incident response, post-incident reviews, observability, runbooks)
- Familiarity with secure SDLC practices, including vulnerability remediation and dependency hygiene
- Exposure to AI/LLM-enabled development workflows (used responsibly) for productivity improvements (e.g., code assistance, test generation, documentation drafts)
Skills Required
- Bachelor's degree in Computer Science, Cybersecurity, Data Science, or a related discipline
- 2+ years of formal experience or certification in software engineering concepts
- Practical experience in system design, application development, testing, and operational stability
- Experience developing, debugging, and maintaining code in a large corporate environment using modern programming languages and database querying languages
- Hands-on experience using enterprise-authorized AI-assisted software development tools and validating generated outputs
- Understanding of responsible AI use, data sensitivity, secure input/output handling, resiliency, and security expectations
- Experience across the full Software Development Life Cycle
- Exposure to Agile methodologies, CI/CD, application resiliency, and security
- Hands-on development experience with Java and Spring Boot or Spring Core, including REST APIs and downstream integrations
- Working knowledge of React and test automation using JUnit
- Familiarity with event-driven tooling such as MQ or Kafka and distributed system fundamentals
- Exposure to Redis or GemFire and performance-minded development
- Experience with Agile delivery tools including Jira and Confluence
- Basic exposure to AWS, Kubernetes, and Terraform
- Experience in payments or regulated financial services
- Experience operating production services, including incident response, post-incident reviews, observability, and runbooks
- Familiarity with secure SDLC practices, vulnerability remediation, and dependency hygiene
- Exposure to responsible AI or LLM-enabled development workflows
JPMorganChase Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.
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Healthcare Strength — Medical, dental, vision, and mental-health coverage are broad, with wellness incentives, on-site or virtual care, and an EAP offering coaching and counseling. Plan materials emphasize accessible options, including multiple medical choices and tools to manage costs.
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Parental & Family Support — Paid parental leave extends up to 16 weeks for all parents, supplemented by paid Critical Caregiver Leave. Family resources include backup childcare via Bright Horizons, lactation support and milk-shipping, family-building assistance, and even a free five-month SNOO rental for newborns.
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Retirement Support — Retirement programs include a 401(k) with an annual company match and automatic pay credits for most employees, with a legacy pension available to earlier hires. An Employee Stock Purchase Plan at a 5% discount further supports long-term savings.
JPMorganChase Insights
What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.
Why Work With Us
Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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