Software Engineer - Deal Flow & Underwriting Experience

Reposted One Month Ago
New York, NY, USA
Hybrid
170K-205K Annually
Senior level
Fintech • Real Estate
TheGuarantors offers renters and landlords a comprehensive suite of financial tools designed to benefit both sides.
The Role
Design, build, and operate backend services and APIs for deal and application lifecycle; migrate a monolith to microservices; own features end-to-end; collaborate with product, QA, and designers; improve reliability, scalability, and developer experience; mentor engineers and lead technical design.
Summary Generated by Built In

TheGuarantors is a fintech company helping multifamily owners and operators mitigate leasing risk while expanding access for renters. With a deep understanding of owner, operator, and renter needs, we believe renters deserve better access to the home of their choice and operators deserve greater protection and growth opportunities. That’s why we’re leveraging our real estate expertise and using AI-driven renter underwriting to help operators qualify renters faster while mitigating the financial risk of renter default. With $7B+ in lease value protected, we work with 9 of the country’s top 10 operators, are the #1 lease guarantee provider nationwide, and have consistently been named one of Inc. 5000’s fastest-growing companies, one of Forbes’ Best Startup Employers, and one of Deloitte’s Technology Fast 500

The Role

The Senior Software Engineer is responsible for designing, building, and operating mission-critical systems that power our deal and application lifecycle. This role supports our engineering organization by building scalable backend services and modernizing our platform from a monolithic architecture to micro-services.

The ideal candidate will bring 5+ years of software engineering experience with strong backend expertise (Node.js/NestJS, TypeScript) and solid distributed-systems fundamentals and will be expected to  own features end-to-end from requirements through development, QA, and production, lead technical design discussions, and mentor other engineers.


Location
This is a hybrid role based in NYC.

What You’ll Do
  • Own a slice of the product end-to-end — from requirements through development, QA, and production.
  • Execute day-to-day responsibilities related to building and extending backend services and React frontends within a micro-service architecture with accuracy, timeliness, and consistency.
  • Analyze, review, or maintain services, APIs, and data models to support business needs.
  • Partner with product managers, QA, designers, and engineers across teams to support shared priorities and cross-team projects and ensure alignment.
  • Communicate updates, risks, blockers, and recommendations clearly and proactively.
  • Identify opportunities to improve system reliability, scalability, and developer experience.
  • Use data, judgment, and business context to inform decisions and recommendations.
  • Manage assigned work independently and follow through on commitments, deadlines, and deliverables.
  • Ensure work is completed in accordance with applicable policies, procedures, standards, and regulatory requirements.
  • Perform other role-related responsibilities as assigned and aligned with business needs.
Requirements
  • 5+ years of experience in software engineering, with a strong backend focus.
  • Experience with Node.js, NestJS, TypeScript, Go in production, including designing and operating APIs (REST/GraphQL) and relational data models (PostgreSQL).
  • Strong understanding of distributed systems and micro-service architecture, including experience decomposing or migrating away from monolithic systems.
  • Demonstrated ability to manage complex features end-to-end, partner with product and cross-functional stakeholders, and deliver high-quality work in a dynamic business environment.
  • Bachelor's degree in Computer Science or a related field (Master's degree preferred), or equivalent practical experience.
Nice to Have
  • Experience working in a fast-paced, high-growth, cross-functional environment.
  • Experience using Node.js, Go, GraphQL, AWS products, Redis, and React.
  • Master's degree in Computer Science or additional training in distributed systems or software architecture.
  • Prior experience in fintech, insurance, or real estate technology.

Benefits

  • Opportunities to make an impact within a fast growing company
  • Medical, dental, & vision insurance, beginning day one
  • Health savings account with employer contribution
  • Generous PTO and paid holidays
  • Flexible working hours
  • 401(k)
  • Paid parental leave
  • Company sponsored short and long term disability
  • Flexible spending accounts (healthcare, dependent care, commuter)
  • Competitive salary


Base Salary

This is an individual contributor role, internally leveled as IC4.

The annual U.S. base salary range is $170,000–$205,000. Base salary does not include other forms of compensation or benefits. Individual pay is determined by work location, skills, experience, and other job-related factors, which will be discussed during the hiring process.


Stay in Touch

Does this role not quite match your skills, but you’re still interested in what we're doing? Stay In Touch and apply to our Dream Job to be one of the first to hear about future opportunities!

TheGuarantors is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment for all.

Skills Required

  • 5+ years of experience in software engineering with a strong backend focus
  • Experience with Node.js, NestJS, and TypeScript in production
  • Experience with Go in production
  • Designing and operating APIs (REST/GraphQL) and relational data models (PostgreSQL)
  • Strong understanding of distributed systems and micro-service architecture, including decomposing/migrating from monolithic systems
  • Demonstrated ability to manage complex features end-to-end and partner with cross-functional stakeholders
  • Bachelor's degree in Computer Science or related field, or equivalent practical experience (Master's preferred)
  • Experience using AWS products, Redis, and React
  • Prior experience in fintech, insurance, or real estate technology

TheGuarantors Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about TheGuarantors and has not been reviewed or approved by TheGuarantors.

  • Healthcare Strength Day-one medical, dental, and vision coverage is prominently advertised, indicating strong core health offerings. Additional sources list HSA/FSA options that round out the healthcare package.
  • Leave & Time Off Breadth Flexible time off with paid parental leave is emphasized and echoed by third-party benefits grids. This points to broad time-off coverage that supports different life events.
  • Wellbeing & Lifestyle Benefits A flexible hybrid setup, an in-office lunch stipend, and commuter benefits allowing pre-tax contributions for transit and parking are highlighted. These extras enhance daily convenience and work-life balance.

TheGuarantors Insights

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The Company
HQ: New York, NY
225 Employees
Year Founded: 2015

What We Do

At TheGuarantors, we offer unmatched insurance solutions for both renters and property operators—covering every lease, every time. Our mission is simple: to give renters better access to their ideal homes while empowering operators with stronger protection and new growth opportunities. By leveraging our real estate expertise, we help operators qualify renters faster and reduce the risk of rental income loss. Our commitment to exceptional service has earned us a 99% retention rate among owners and operators. With $4 billion in rent and deposits guaranteed, TheGuarantors is trusted in over 3 million units nationwide. We’re proud to be recognized as one of Inc. 5000’s fastest-growing companies, a Forbes Best Startup Employer, and a member of Deloitte’s 2024 Technology Fast 500. Want to be part of the team revolutionizing the rental experience? Explore our open positions and apply at careers.theguarantors.com.

Why Work With Us

At TheGuarantors, we're passionate about building a brand experience that genuinely advocates for owners, operators, and renters. We work hard to ensure renters can get the home of their dreams while operators get the risk protection they need and deserve.

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