MoneySmart Group is a trusted personal finance platform in Southeast Asia, helping consumers compare and apply for financial products such as loans, insurance, and credit cards. Founded in Singapore in 2009, our mission is to simplify complex financial decisions and empower people to make informed choices with confidence.
Mission
As a Software Developer at MoneySmart, you will design, build, and maintain end-to-end software solutions that power our consumer-facing products and internal platforms. You will work across backend and frontend systems, collaborate closely with product and design, and take ownership from problem definition through to production delivery.
You are expected to use AI-assisted development tools as part of your daily workflow, while applying strong engineering fundamentals, critical thinking, and judgment to ensure solutions are scalable, secure, and maintainable.
Responsibilities
- Build, improve, and maintain software systems, with a focus on performance, reliability, and long-term maintainability
- Deliver on key initiatives end to end from ideation and requirement understanding through analysis, technical design, development, testing, and product delivery
- Take full ownership of assigned work, including implementation details, quality, edge cases, and follow-through after release
- Write clean, well-structured, and well-tested code, ensuring appropriate test coverage and adherence to engineering standards
- Use AI-assisted development tools and workflows to improve development efficiency, debugging, and documentation, while validating all outputs through sound engineering judgment
- Collaborate with product, design, and other teams to ensure solutions are aligned with customer needs and broader system context
- Continuously learn and improve, staying curious about better ways to build software and contributing learnings back to the team
Requirements
- Bachelor’s degree in Computer Science, Engineering, or a related field
- 3+ years of experience building and maintaining production software systems
- Strong foundation in software engineering fundamentals, including object-oriented design, separation of concerns, and system design basics
- Experience with backend development using frameworks such as Ruby on Rails or Python-based stacks, including building and maintaining RESTful APIs
- Experience working with relational databases (e.g. PostgreSQL, MySQL), including schema design and writing efficient, maintainable queries
- Working experience building frontend features using modern JavaScript frameworks such as React or Vue
- Experience writing and maintaining unit, integration, and end-to-end tests for production systems
- Working understanding of LLM fundamentals, prompt engineering concepts, and the inference layer
- Hands-on experience using AI-assisted development tools such as GitHub Copilot, Cursor, or Claude Code in day-to-day development
- Experience applying AI-assisted workflows across the development lifecycle, with the ability to validate AI-generated output for correctness, security, and maintainability
- Exposure to building or integrating simple LLM-powered features or internal workflows, including working with prompt templates, prompt engineering patterns, API-based model calls, or lightweight RAG-style implementations
- Ability to communicate clearly, work effectively across teams, and take ownership of technical outcomes
MoneySmart Culture Values & Tenets
The traits we admire are core intrinsic qualities we look for in someone we want on our team, and we look for people who are Hungry, Humble and Smart. We also expect all our people to uphold the following company values:
- Play to win as a team
- Solve for the customer
- Embrace a personal growth mindset
- Step up and own it
- Challenge the status quo and deliver outcomes
MoneySmart Group is an equal opportunity employer. Please include only relevant details and avoid unnecessary information (e.g., photos, age) in your job application to assist us in ensuring that the interview process is devoid of bias.
Top Skills
What We Do
MoneySmart Group is South East Asia's leading personal finance portal helping consumers compare loans, insurance, and credit cards. You have life goals to meet and want to get ahead. It could be about choosing the right credit card for your needs, selecting the right mortgage plan for your first home or managing a savings plan for successful retirement. You have tons of decisions to make, but time, money and energy are limited resources. On top of that, there are so many banks out there trying to sell you their products. How then do you make sense of the flood and complexity of information without feeling like you’re getting screwed over? At MoneySmart, we’ve made it our mission to simplify your personal finance decisions. As everyday consumers ourselves, we understand your expectations, hopes and concerns and we've built MoneySmart.sg in Singapore and DuitPintar.com in Indonesia as the go-to, all-in-one portals for personal finance. We work together with you to help make your life goals happen. So whether you’re budgeting your first pay check, crossing out something from the ultimate travel bucket list, saving for that dream wedding, becoming a new homeowner or planning for retirement, you can be assured of making a smart choice – all for free in one place. From everyday decisions like choosing the best credit card to big decisions like buying a home, we show you what’s out there, recommend what’s best for you and help you to apply. Be informed and inspired about how to best earn, spend and grow your money to achieve your goals in life. MoneySmart Group is HIRING and we're looking for talented people like you! https://www.moneysmart.com/
