Client Acquisition & Sales: Develop and execute acquisition strategies to identify, onboard, and grow new SME clients while driving loan origination targets.
Relationship Management & Retention: Maintain strong, long-term relationships with SME clients through regular business reviews, proactive engagement, and high-quality service delivery.
Credit Assessment & Underwriting Support: Evaluate prospective clients' business operations, financial stability, and creditworthiness to determine suitability for lending.
End-to-End Deal Execution: Guide clients through loan requirements and manage the end-to-end application and documentation process for timely approval.
Cross-Functional Collaboration: Partner with cross-functional stakeholders to ensure efficient loan processing and disbursement.
Portfolio Performance & Risk Management: Monitor loan portfolio performance to proactively detect emerging credit risks, manage repayment concerns, and identify cross-selling opportunities.
Compliance & Risk Control: Ensure all commercial activities, client engagements, and documentation strictly adhere to internal policies, risk guidelines, and regulatory requirements.
Market Intelligence & Reporting: Track industry trends and competitor activities to inform commercial strategies, providing regular performance insights and pipeline updates to management.
Requirements
Bachelor’s degree in Finance, Business Administration, Economics, or a related field, with 4–5 years of experience in relationship management, lending, or sales within financial services; ideally serving SME clients.
Proven success in meeting or exceeding loan origination, sales, and portfolio growth targets through proactive client acquisition and cross-selling.
Strong knowledge of SME lending, financial statement analysis, credit risk assessment, and loan structuring to evaluate business creditworthiness accurately.
Excellent negotiation and communication skills, with a track record of partnering effectively with internal teams (Credit, Risk, Operations) to ensure seamless deal execution and disbursement.
Proficiency in using pipeline management tools to track sales activities and monitor portfolio performance.
Skills Required
- Bachelor's degree in Finance, Business Administration, Economics, or a related field
- 4–5 years of experience in relationship management, lending, or sales within financial services, ideally serving SME clients
- Demonstrated success meeting or exceeding loan origination, sales, and portfolio growth targets
- Strong knowledge of SME lending, financial statement analysis, credit risk assessment, and loan structuring
- Excellent negotiation and communication skills
- Experience partnering with Credit, Risk, and Operations teams to execute deals and disbursements
- Proficiency using pipeline management tools to track sales activities and monitor portfolio performance
What We Do
At Renmoney, we believe finance should be simple, useful and accessible to everyone. That’s what makes us really passionate about leveraging data driven insights to help us understand you better and build useful financial products for your personal and business needs - like convenient loans to help you do more today, savings to keep you on track for your goals and investments that’ll generate more money for you. We run a hybrid work model with some of our employees working fully remote and others working remotely and coming into the office a few times a week.
