Senior Underwriting Innovation and Risk Data Analyst

Reposted Yesterday
Duluth, GA, USA
In-Office
85K-100K Annually
Senior level
Financial Services
The Role
This role leads underwriting research and analytics to improve risk segmentation and performance, partnering with various teams to evaluate data sources, develop predictive models, and present insights to leadership.
Summary Generated by Built In
Join Our Team

In 2025, USA Today recognized Primerica as a Top Workplace USA for the fifth year in a row, and Newsweek named Primerica one of America’s Greatest Workplaces for Diversity for the second consecutive year. In 2024, the Atlanta Journal-Constitution named Primerica as a Top Workplace for the eleventh consecutive year, and Forbes recognized Primerica as one of America’s Best Employers for Women for the fifth year in a row. In addition, for the tenth time Primerica has been voted a Best Employer by Gwinnett Magazine. Primerica is a great place to work! Join our team to experience what it’s like to work at “one of the best places to work in the metro Atlanta”.

About this Position

This role is responsible for leading advanced underwriting research and analytics to improve risk segmentation, underwriting performance, and strategic decision making across life insurance operations. The position partners closely with underwriting, actuarial, claims, and R&D teams to evaluate new data sources, develop and validate predictive models, and translate complex analytical findings into actionable business recommendations. The role drives cross functional analytical initiatives, supports underwriting innovation, and regularly presents insights and performance results to senior leadership.
Salary range between $85K - $100K Annual
Hybrid role
Location: Duluth, GA

Responsibilities & Qualifications

Key Responsibilities Summary

  • Research and evaluate internal and external data sources to enhance underwriting risk assessment and segmentation
  • Support the development, testing, and validation of predictive underwriting models and tools
  • Conduct mortality, morbidity, experience, and A/E studies to assess underwriting methodologies and outcomes
  • Perform cost‑benefit, validation, and impact analyses related to underwriting rules, requirements, and workflows
  • Translate complex statistical, actuarial, and analytical results into clear, strategic recommendations
  • Identify underwriting practices impacting mortality experience and recommend improvements
  • Design and maintain dashboards, reports, and executive‑level presentations tracking underwriting performance and model results
  • Lead cross‑functional analytic projects aligned with R&D and underwriting innovation initiatives
  • Regularly present insights and findings to senior leadership and key stakeholders

Qualifications & Experience Summary

  • 3–5+ years of experience in analytics‑focused roles; Strong experience with life or health insurance experience.
  • Proficiency in SQL, database management tools, PowerBI, and advanced MS Office
  • Bachelor’s degree required; Master’s degree in Data Science, Statistics, Actuarial Science, or related field preferred
  • Programming experience in Python, R, and/or Palantir Foundry preferred
  • Strong background in quantitative analysis, data mining, and risk assessment
  • Experience conducting actuarial, underwriting, or insurance‑related studies strongly preferred
  • Progress toward actuarial exams or data science certifications is a plus
  • Strong strategic thinking, problem‑solving, and communication skills with the ability to operate effectively in ambiguous environments

Preferred Qualifications:

  • Any of the following  underwriting designations: LOMA/FLMI, FALU, CLU, or equivalent.
  • Solid experience in underwriting highly preferred.

FLSA status:
This position is exempt (not eligible for overtime pay):

Yes

Our Benefits:
  • Day one health, dental, and vision insurance

  • 401(k) Plan with competitive employer match

  • Vacation, sick, holiday and volunteer time off

  • Life and disability insurance

  • Flexible Spending Account & Health Savings Account

  • Professional development

  • Tuition reimbursement

  • Company-sponsored social and philanthropy events

It has been and will continue to be the policy of Primerica, Inc., and its subsidiaries to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, sex, color, religious creed, religion, national origin, citizenship status, age, disability, pregnancy, ancestry, military service or veteran status, genetic or carrier status, marital status, sexual orientation, or any classification protected by applicable federal, state or local laws.

At Primerica, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.

Skills Required

  • 3-5+ years of experience in analytics-focused roles
  • Strong experience with life or health insurance
  • Proficiency in SQL, database management tools, PowerBI, and advanced MS Office
  • Bachelor's degree
  • Master's degree in Data Science, Statistics, Actuarial Science, or related field preferred
  • Programming experience in Python, R, and/or Palantir Foundry preferred
  • Strong background in quantitative analysis, data mining, and risk assessment
  • Experience conducting actuarial, underwriting, or insurance-related studies strongly preferred

Primerica Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Primerica and has not been reviewed or approved by Primerica.

  • Strong & Reliable Incentives Pay can scale significantly for individuals who consistently produce, creating meaningful upside versus a fixed-salary model. The commission-based structure is framed as an entrepreneurial opportunity that some people value for flexibility and self-directed earnings potential.
  • Healthcare Strength Medical, dental, and vision coverage are presented as part of the corporate employee package, alongside life and disability insurance. This reads as a conventional, well-rounded baseline for eligible W-2 staff.
  • Retirement Support Retirement plans with an employer match are described for corporate employees. This adds longer-term value beyond cash compensation for roles that qualify.

Primerica Insights

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The Company
HQ: Duluth, GA
16,799 Employees
Year Founded: 1977

What We Do

Primerica is a leading financial services company in North America, with more than 2,000 corporate employees who support more than 129,000 licensed independent representatives providing financial education and offering financial products and services to their clients. Primerica has been operating for more than 40 years and is publicly traded on the New York Stock Exchange (NYSE) under the symbol "PRI." Primerica’s focus is on serving the needs of middle-income consumers by providing products such as term life insurance, mutual funds, annuities, and more. In addition to the products and services we offer, Primerica also offers entrepreneurial-minded individuals the opportunity to build their own financial services business. More information about Primerica's Business Opportunity can be found on www.primericabusinessopportunity.com. Headquartered in Duluth, Georgia, Primerica operates throughout the U.S., Canada, and the territories of Puerto Rico and Guam. We believe financial security should be possible for everyone, so we strive to meet families where they are today and help them be better prepared for their future.

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