Senior Underwriter - Fintech / Financial Institutions Vertical

| USA +80 more | Remote
Employer Provided Salary: 120,000-190,000 Annually
Salary data is provided by the employer. Please note this is not a guarantee of compensation.
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About Vouch:

Insurance... sounds slow, old-fashioned, and unexciting. Exactly. Insurance is broken, and it's failing fast-moving, innovative startups.

Vouch is a new, technology-first insurance company backed with $185M in funding from world-class investors. Like Stripe for payments or Brex for credit cards, Vouch is creating the go-to business insurance for high-growth companies.

We're doing this by making insurance fast, responsive, and focused on our high-growth and innovative customers. Instead of printed PDF applications and week-long waits, Vouch is building new technology to solve real problems, writing policies that actually cover relevant startup scenarios, and designing simple experiences in an otherwise frustrating industry.


Why should you join our team and Vouch?

This is an exciting opportunity to help shape the future of our Fintech portfolio and make a lasting impact on our underwriting strategy and approach. We’re a quickly growing startup that believes in transparency and acknowledgment with our team members and cultivating a values-driven company. Our values are “Put People First,” “Listen, Challenge, and Grow,” “Face challenges head-on and win as a team,” and “Serve clients with integrity and excellence.”


What does a work environment look like at Vouch?

Vouch is a Virtual First Workplace with San Francisco, Chicago, and New York City office locations. This role can be based anywhere in the U.S. as long as you can work our Vouch core collaboration hours (8:30 am-2:30 pm Pacific Time) when most internal meetings are held.


Role Responsibilities:

Vouch seeks a dynamic, driven, and detail-oriented Senior Underwriter with expertise in professional and/or management liability lines. In this important role, your key responsibilities will include working closely with a Portfolio Underwriting Manager, our insureds, and sales teams to underwrite accounts within one or more of our innovation economy verticals according to Vouch’s guidelines and underwriting strategy. 

A key part of your role will be to seek opportunities to provide creative insurance solutions to our clients and work with Portfolio Underwriting Managers to drive improvements in underwriting efficiency and effectiveness.


Job Duties: 

  • Underwrite a diverse product portfolio within the Fintech / Financial Institutions innovation economy vertical to deliver target New Business, Renewal Retention, and Loss Ratio goals adhering to Vouch’s underwriting strategy and guidelines
  • Refer accounts outside authority to the Portfolio Underwriter with actionable proposals
  • Continuously seek ways to standardize the decision-making process from a quantitative and qualitative standpoint to inform and augment our underwriting processes. Clearly document underwriting decisions with rationale in the underwriting file
  • Collaborate closely with the sales team on individual deals to ensure the best possible outcomes to drive proprietary product adoption and cross-sell and creative solutions to attract new clients and retain existing customers 
  • Deliver actionable underwriting decision-making and process improvement proposals
  • Collaborate with Portfolio Underwriters and other team members to deliver key inputs into guidelines and underwriting, coverage, and pricing strategies 
  • Deliver and drive special underwriting projects 

About you:

  • 5-10 Years of Experience in Underwriting Management and/or Professional Liability lines with either Portfolio and or P&L accountabilities and direct underwriting responsibilities within Fintech/Financial Institutions
  • Understanding of key P&C lines of insurance and desire to learn new lines
  • Ability to demonstrate a relentless commitment to GWP Growth and Loss Ratio performance through diligent underwriting and customer support
  • Extreme attention to detail and service orientation 
  • Insatiably curious and strong desire to make the most effective and efficient  underwriting decisions, carefully balancing all key considerations
  • Proven ability to clearly articulate underwriting decisions and thought process
  • Relentless commitment to process improvement 
  • Ability to prioritize and manage multiple tasks in a fast-paced environment
  • Strong organizational and time-management skills
  • A team player with excellent interpersonal skills and the ability to build effective relationships with team members and external stakeholders

Nice to have:

  • Exposure to and passion for early-stage startups and/or high-growth environments
  • A background in insurance or other regulated categories 


Vouch provides several benefits to help you bring your best self to work:

  • 💰 Competitive compensation and equity packages
  • ⚕️ Health, dental, and vision insurance
  • 👶 Parental leave
  • 🌴 Flexible vacation time (Unlimited PTO)
  • 🎨 🧠 Wellness allowance ($80/month)
  • 📲 🛜 Technology allowance ($100/month)
  • 📚 Professional Development ($500/Yr)
  • 💻 🎧 Home office setup (One-time $500)
  • 🏫 📈 L&D: Partnerships with Ethena, Hone, and weekly Lunch & Learns
  • 🏳️‍🌈 ♀️ 🤝 Employee Groups (ERGs, Committees, and Communities): Vouch supports various employee groups to foster an inclusive, equitable workplace and create affirming, empowering, employee-centered spaces for conversation, community, and support. These groups include Pride @ Vouch, Women @ Vouch, Black @ Vouch, Virtual Connections, Pop Culture, Pets of Vouch, Skincare, Astrology, Plants, etc.
  • 🧘 💲 Wellbeing: Voucher’s have access to many wellbeing perks, including Calm, ClassPass, Headspace, Fetch, OneMedical, Origin, SoFi, etc.
  • 📊 Annual performance reviews with quarterly check-ins: Vouch conducts quarterly review discussions with all team members, offering goal setting and check-ins, development discussions, and promotion opportunities.


What to expect in the interview process:

  • 30-minute phone call with our recruiting team
  • 30-45 minute Zoom interview with the hiring manager
  • Case study/technical screen
  • Meet the team! 30-45min 1:1 Zoom meetings with 3-4 team members you’d work closely with in the role


Salary Range:

The pay range for this role is: $120,000 to $190,000 per year. These bands are inclusive of multiple levels and are based on relevant experience. These roles will have a guaranteed base salary and be eligible for a discretionary annual bonus.

Our salary ranges are based on paying competitively for our size and industry and are one part of our total compensation package that also includes benefits and other perks. We also include stock options in all compensation packages and believe all Vouch employees should have the opportunity to become owners in the company. Individual pay decisions are based on a number of factors, including qualifications for the role, experience level, skill set, location, and business need. The base pay range provided is subject to change and may be modified in the future.

Vouch believes in putting our people first, and building a diverse team is at the front of everything we do. We welcome people from different backgrounds, experiences, perspectives, and ranges of abilities. We are an equal-opportunity employer and celebrate the diversity of our growing team.

If you require reasonable accommodation in completing this application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please direct your inquiries to [email protected]. #LI-Remote

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Candidate Location Eligibility:
Albuquerque, NM
Ann Arbor, MI
Atlanta, GA
Austin, TX
Baltimore, MD
Baton Rouge, LA
Birmingham, AL
Boise, ID
Boston, MA
Buffalo, NY
Charleston, SC
Charlotte, NC
Chicago, IL
Cincinnati, OH
Cleveland, OH
Colorado, CO
Columbus, OH
Dallas-Fort Worth, TX
Dayton, OH
Des Moines, IA
Detroit, MI
Fayetteville-Springdale-Rogers, AR
Greensboro, NC
Hampton Roads, VA
Hartford, CT
Houston, TX
Huntsville, AL
Indianapolis, IN
Jacksonville, FL
Kansas City, MO
Las Vegas, NV
Lexington, KY
Lincoln, NE
Little Rock, AR
Los Angeles, CA
Louisville, KY
Madison, WI
Memphis, TN
Miami, FL
Milwaukee, WI
Minneapolis–Saint Paul, MN
Nashville, TN
New Orleans, LA
New York City, NY
Ogden, UT
Oklahoma City, OK
Omaha, NE
Orlando, FL
Other US Location
Palm Bay-Melbourne-Titusville
Pensacola, FL
Peoria, IL
Philadelphia, PA
Phoenix – Mesa – Scottsdale, AZ
Pittsburgh, PA
Portland, ME
Portland, OR
Providence, RI
Provo, UT
Raleigh-Durham, NC
Reno, NV
Richmond, VA
Rochester, NY
Sacramento, CA
Salt Lake City, UT
San Antonio, TX
San Diego, CA
San Francisco, CA
San Luis Obispo, CA
Santa Cruz, CA
Seattle, WA
Spokane, WA
St. Louis, MO
Tallahassee, FL
Tampa Bay, FL
Tucson, AZ
Tulsa, OK
Washington DC
Wichita, KS
Wilmington, NC

Technology we use

  • Engineering
  • Product
    • JavascriptLanguages
    • RLanguages
    • RubyLanguages
    • SqlLanguages
    • TypescriptLanguages
    • ReactLibraries
    • Node.jsFrameworks
    • Ruby on RailsFrameworks
    • VueFrameworks
    • TypescriptFrameworks
    • Google AnalyticsAnalytics

What are Vouch Insurance Perks + Benefits

Vouch Insurance Benefits Overview

We provide a competitive perks and benefits package including the following:

We cover 85% of health benefits for employees (health, dental, vision) as well as 75% for dependents.

Unlimited PTO

We have federal holidays off; in addition, we also have months that do not have holidays, so our leadership team picks one day in that month that we all take off (regular 3-day weekends).

Summer week off! - week of July 4th

$40 per month commuter stipend (for Office Aligned and Office Flex roles)

$80 wellness reimbursement each month which is up to you how to use (Fitness classes, gym membership, home equipment, mental wellness, etc.)

$100 Technology - Cell/Internet phone allowance

$500 one-time work-from-home reimbursement (for Remote & Office Flex employees)

$500 continuing education stipend - (Certs, classes, etc.)

$300/month Co-working space allowance (for Remote roles 50+ miles from an office)

Child care allowance: up to 10 days a year (80 hours total)

To better support teams working across various timezones, we have core collaboration hours from 8:30 a.m. - 2:30 p.m. PT; beyond that, there’s flexibility.

You get to work with an amazingly collaborative, smart, fun, and hard-working team!

Culture
Volunteer in local community
Open door policy
OKR operational model
Team based strategic planning
Open office floor plan
Employee resource groups
Employee-led culture committees
Quarterly engagement surveys
Hybrid work model
In-person all-hands meetings
If you're near one of our offices, we encourage you to attend our biweekly All Hands meetings in person!
Employee awards
Flexible work schedule
Remote work program
Diversity
Documented equal pay policy
Mandated unconscious bias training
Diversity manifesto
Mean gender pay gap below 10%
Diversity employee resource groups
Hiring practices that promote diversity
Health Insurance + Wellness
Flexible Spending Account (FSA)
Disability insurance
Dental insurance
Vision insurance
Health insurance
Life insurance
Wellness programs
Team workouts
Mental health benefits
Wellness days
Abortion travel benefits
Financial & Retirement
401(K)
Company equity
Performance bonus
Some teams are eligible for performance-based bonuses but this is not offered across the company.
Pay transparency
Child Care & Parental Leave
Childcare benefits
Generous parental leave
Family medical leave
Return-to-work program post parental leave
Vacation + Time Off
Unlimited vacation policy
Generous PTO
Paid holidays
Paid sick days
Flexible time off
Bereavement leave benefits
Company-wide vacation
Summer week off!
Office Perks
Commuter benefits
Company-sponsored outings
Free snacks and drinks
Some meals provided
Vouch offices offer sponsored meals on a regular basis throughout the week.
Company-sponsored happy hours
Pet friendly
Fitness stipend
Home-office stipend for remote employees
Meditation space
Onsite gym
Professional Development
Job training & conferences
Lunch and learns
Promote from within
Continuing education stipend
Customized development tracks
Paid industry certifications
Personal development training

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