Join Two Dots to build a stronger financial system:
Every time someone applies for a mortgage, car loan, or apartment, they submit financial documents that humans use to build a financial profile about them. The quality of these financial profiles is a key input that regulates the body temperature of the economy.
Two Dots is building a better system to build these financial profiles more consistently and fairly with conversational interfaces that interact with consumers and automate loan and housing underwriting. We prevent fraud that humans can’t see, help applicants navigate documenting complex financial situations, and surface value in atypical applications that would otherwise be discarded.
Role overview:
Two Dots is looking for Software Engineers of varying experience levels (new grads from bachelors to staff), to help build out our platform to serve more customers, improve user's housing and application experience, and increase our automation rate. As a YC backed, Series A company, we are scaling very quick; looking for engineers to fill roles up and down the stack.
Our stack:
Typescript, React
Scripting: Node.js / Python
Databases: Postgres, Bigquery, Redis
Cloud: GCP
What you get in return:
An opportunity to revolutionize the real estate leasing industry and own projects that make a tangible impact
An environment with a work culture that is based on trust, ownership, flexibility and a growth mindset
A competitive salary, comprehensive equity package, and substantial benefits
Closing:
Two Dots is an equal opportunity employer. We aim to build a workforce of individuals from different backgrounds, with different abilities, identities, and mindsets. Even if you do not meet all of the qualifications listed above, we encourage you to apply!
Compensation is variable and is subject to a candidate’s personal qualifications. For this role, we offer the following base salary range (in addition to a large equity package and full benefits): $150k - $275k+ per year.
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What We Do
Two Dots is an AI-native tenant screening and consumer underwriting platform built for multifamily operators and lenders. The product is anchored by Eve, a conversational underwriting agent that runs the entire applicant interaction — identity verification, document collection, income and employment verification, credit, criminal, eviction, and fraud detection — in a single workflow that returns a defensible approve-or-deny recommendation in minutes, not days. Two Dots replaces the legacy 3–5-vendor screening stack with one platform. Complex income (gig, 1099, self-employment, multiple sources, benefits) is handled natively — roughly 42% of multifamily applicants don't fit a standard W-2 workflow, and Two Dots was built around that reality. Edge cases are resolved by Two Dots' US-based specialist team, never by the customer's leasing staff. Customer outcomes include a 70%+ reduction in bad debt, ~$2M in annual savings per 10,000 units on average, and approval times compressed from days or hours to minutes for qualified applicants. Operators include BH Management, Pretium, Fogelman, MG Properties, Cerberus, FirstKey, RAM Partners, Moss & Associates, Timberland Partners, Corcoran, and Van Metre. 1M+ units screened across 43 states. 7M+ documents processed. Two Dots is SOC 2 Type II certified, FCRA-regulated, and FHA-regulated. The platform also includes a Lending product (agentic underwriting for consumer lenders), a Document Extraction API for straight-through processing, and an NOI Max tier with AI rent pricing, leasing criteria optimization, and acquisition intelligence.
