Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Senior Software Engineer - Java Full stack with AI
All About Us
MasterCard is a technology company in the global payments business. We connect consumers, financial institutions, merchants, governments, and businesses worldwide and enable them to use secure and convenient electronic forms of payment.
Join the industry's most passionate, motivated & engaged global team - Our employees are encouraged to drive innovation every day in support of a more connected world - A World Beyond Cash.
Overview:
The MasterCard B&MI Technology development team is engaged in working with new and innovative technologies to build business solutions that keep MasterCard positioned as a leader in delivering value added business analytic and reporting solutions to our diverse customer base. We work collaboratively with our product partners and other technical teams to continuously improve and enhance our existing products and drive new products to the global marketplace. We are currently seeking candidates that will be responsible to support the technical lead in overall architecture, design and produce a high-quality code using different languages.
Role:• This position is a member of the MasterCard B&MI Technology focusing on development of Enterprise Application Development using Java tech stack and Angular/React as the Front-end technologies.• Participate in the gathering of business requirements.• Ensure software designs align with MasterCard's Enterprise Architecture and leverage our enterprise services.• Ensure product development meets MasterCard's business needs.• Ensure development teams use the appropriate MasterCard standard development methodologies and follow our technology standards, and that all projects and development are appropriately documented.• Ensure that software and system design and delivery support the goal of zero down time in production.• Work closely with business partners on product definition, product roadmaps, business case development, and overall direction for the team.• Respond to operational and business concerns or issues relative to future business programs, projects, or enhancements to ensure consistent delivery of quality services.• Ensure development supports all appropriate certifications and compliance requirements, including those for PCI, GLBA, Safe Harbor, and others.• Responsible for performance engineering of the enterprise software architecture, and providing functional guidance, advice, and/or training to other application developers.• Responsible for designing, developing, testing, delivering, and monitoring scalable and secure cloud architectures, using various AWS cloud and cloud native platforms, such as EC2, ECS, S3. • Need to improve and expand the existing platform by ensuring that it is resilient, secure, and scalable.
All About You:• Bachelor's degree in Information Systems, Information Technology, Computer Science, Engineering, or equivalent work experience with 7+ years of industry experience.• Strong experience in Full Stack Java development using J2EE, Java 8 or higher, JSP, Servlets, Spring 5, Hibernate, and backend service development.• Proven expertise in building and consuming Web Services (SOAP/RESTful APIs) and developing scalable, high-performance applications.• Solid understanding of relational (Oracle, SQL Server, MySQL, Postgres) and NoSQL databases (MongoDB, etc.), with ability to write efficient and optimized queries.• Experience working with frontend technologies such as React or Angular, along with HTML, JavaScript, jQuery, and CSS.• Hands-on experience with application servers such as WebSphere, JBoss, and Tomcat, and development environments including Visual Studio, RAD, Eclipse, IntelliJ, and VS Code.• Exposure to CI/CD pipelines and DevOps tools such as Maven, Gradle, Jenkins, Chef, SonarQube, with understanding of automated build and deployment processes.• Experience in cloud-native application development using platforms like AWS, Azure, or GCP, including deployment, monitoring, and scaling of applications.• Familiarity with containerization and orchestration technologies such as Docker and Kubernetes, and microservices-based architecture.• Exposure to big data and data engineering ecosystems, including Databricks, Apache Spark, ETL pipelines, and Delta Lake concepts.• Understanding of AI/ML concepts and AI-powered development tools (e.g., Copilot, AI-assisted testing, or code generation), and ability to integrate AI/ML services/APIs into applications.• Experience with UNIX environments (Shell scripting, awk), along with XML/XSLT and related technologies.• Strong knowledge of SDLC methodologies, with experience in both Agile and Waterfall models.• Excellent communication, analytical, and problem-solving skills, with the ability to work across multiple organizational levels and global teams.• High-energy, detail-oriented, proactive mindset with ability to work independently under pressure, demonstrating strong ownership and self-motivation.• Strong interpersonal and relationship-building skills, with a proven track record of collaborating with internal and external stakeholders.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- Bachelor's degree in Information Systems, Information Technology, Computer Science, Engineering, or equivalent work experience
- 7+ years of industry experience
- Strong full-stack Java development experience with J2EE, Java 8 or higher, JSP, Servlets, Spring 5, and Hibernate
- Experience building and consuming SOAP and RESTful web services
- Experience developing scalable, high-performance applications
- Experience with relational databases including Oracle, SQL Server, MySQL, or PostgreSQL
- Experience with NoSQL databases such as MongoDB
- Experience with React or Angular, HTML, JavaScript, jQuery, and CSS
- Experience with WebSphere, JBoss, and Tomcat application servers
- Experience with development environments including Visual Studio, RAD, Eclipse, IntelliJ, or VS Code
- Exposure to CI/CD and DevOps tools including Maven, Gradle, Jenkins, Chef, and SonarQube
- Experience with cloud-native application development using AWS, Azure, or GCP
- Experience with Docker, Kubernetes, and microservices architecture
- Exposure to Databricks, Apache Spark, ETL pipelines, and Delta Lake
- Understanding of AI/ML concepts and AI-powered development tools or services
- Experience with UNIX environments, shell scripting, and awk
- Experience with XML, XSLT, and related technologies
- Knowledge of SDLC methodologies, including Agile and Waterfall
- Strong communication, analytical, problem-solving, collaboration, and stakeholder-management skills
Mastercard Compensation & Benefits Highlights
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Retirement Support — Retirement plans are highlighted as especially strong, featuring a notably generous company match and added financial-planning resources. Feedback suggests this component stands out as a key strength of the overall package.
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Parental & Family Support — Parental and family benefits are consistently portrayed as robust, including extended new-parent leave and assistance for fertility, adoption, and surrogacy. Feedback suggests these programs are a signature part of the offering.
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Leave & Time Off Breadth — Paid time off is described as substantial, with multiple leave types and generous vacation and personal days noted in U.S. materials. Feedback suggests time off is frequently praised as a differentiator.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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Mastercard Teams
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
In our ongoing workplace evolution, we’ve introduced hybrid work, Work-From-Elsewhere Weeks and Meeting-Free Days.






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