Senior Software Engineer for AI

Posted Yesterday
Hiring Remotely in United States
Remote
170K-190K Annually
Senior level
Cloud • Fintech
Lumin Digital is a fintech company specializing in digital banking solutions with cloud-native next-gen technology.
The Role
Design, build, and deploy AI-powered features for a digital banking platform, including natural language interfaces, assistants, and automated workflows. Integrate LLMs and AI APIs using prompt engineering, tool calling, validation, and safety guardrails. Evaluate AI outputs for accuracy, reliability, and regulatory compliance; collaborate cross-functionally; document best practices; conduct code reviews; and assess emerging AI tools and frameworks.
Summary Generated by Built In

We are looking for a Senior Software Engineer for AI to join our engineering team. In this role, you will design, build, and ship AI-powered features that directly impact our platform and our clients' members. You'll collaborate closely with product, engineering, security, and data teams to integrate large language models and other AI/ML capabilities into Lumin's core products and developer tooling.


Essential Functions and Responsibilities:

  • Design and build AI-powered features across Lumin's digital banking platform, including natural language interfaces, intelligent assistants, and automated workflows

  • Integrate LLMs and AI APIs (Anthropic Claude, OpenAI, etc.) into production systems with robust prompt engineering, output validation, and safety guardrails

  • Evaluate AI outputs critically, ensuring accuracy, reliability, and compliance with financial services regulations

  • Collaborate cross-functionally with product managers, designers, QE engineers, and other engineering teams to deliver end-to-end AI features

  • Contribute to Lumin's internal AI knowledge base, documenting patterns, best practices, and learnings for the broader engineering organization

  • Champion security and compliance in AI feature development, with awareness of fintech regulatory requirements (SOC 2, data privacy, etc.)

  • Conduct and participate in code reviews, raising the technical bar for AI-related work across the organization

  • Evaluate and recommend new AI tools and frameworks as the ecosystem evolves, helping Lumin stay at the forefront of applied AI in financial services

Position Specifications

Education: 

  • Bachelor's degree in Computer Science or 5 years equivalent experience 

Experience:

  • 5+ years of professional software engineering experience

  • 1–2+ years of hands-on experience with AI/ML integration or LLM-based product development

  • Proficiency with LLM APIs such as Anthropic Claude or OpenAI, including prompt engineering and tool/function calling

  • Proficiency in TypeScript/Node.js

  • Experience with RESTful APIs, microservices architecture, and cloud infrastructure (AWS preferred)

  • Demonstrated ability to critically evaluate AI-generated outputs — knowing when to trust, verify, and push back

  • Strong written and verbal communication skills; ability to explain complex AI concepts to non-technical stakeholders

 

Travel

  • Minimal, generally 12 days or less per year, ~2X team get togethers a year

Benefits include: Medical, dental, and vision insurance; 401(k) with company match; flexible PTO plus 12 paid holidays; paid sick leave; paid parental and family leave; lifestyle spending account; tuition reimbursement; and cell phone stipend. Additional details provided during the interview process.

LIFE AT LUMIN DIGITAL

Lumin Digital is a trailblazer in digital banking solutions, driven by a unique approach to technology, service, and people. We empower credit unions and banks by creating cutting-edge digital experiences that continuously serve, engage, and grow their membership base — and as a 100% cloud-native company, we're purpose-built to unlock the full advantages of the cloud for financial institutions and their users.

At Lumin, we thrive on curiosity and innovation. Our culture is built on trust in our expertise and decisions, respect for diverse perspectives and talents, and boldness in pursuing new ideas. These values shape a workplace where collaboration thrives, ideas flourish, and new possibilities are discovered every day. We encourage our team to explore, experiment, and challenge the status quo — because continuous improvement isn't just a goal, it's how we operate.

 

Benefits include: We take care of our people with medical, dental, and vision insurance, a 401(k) with company match, flexible PTO plus 12 paid holidays, paid sick leave, and paid parental and family leave. We also offer a lifestyle spending account, tuition reimbursement, and a cell phone stipend. Additional details are provided during the interview process.

Lumin Digital is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender identity, or any other legally protected basis. For more information, visit lumindigital.com.

LIFE AT LUMIN DIGITAL

Lumin Digital is a trailblazer in digital banking solutions, driven by a unique approach to technology, service, and people. We empower credit unions and banks by creating cutting-edge digital experiences that continuously serve, engage, and grow their membership base — and as a 100% cloud-native company, we're purpose-built to unlock the full advantages of the cloud for financial institutions and their users.

At Lumin, we thrive on curiosity and innovation. Our culture is built on trust in our expertise and decisions, respect for diverse perspectives and talents, and boldness in pursuing new ideas. These values shape a workplace where collaboration thrives, ideas flourish, and new possibilities are discovered every day. We encourage our team to explore, experiment, and challenge the status quo — because continuous improvement isn't just a goal, it's how we operate.

Benefits include: We take care of our people with medical, dental, and vision insurance, a 401(k) with company match, flexible PTO plus 12 paid holidays, paid sick leave, and paid parental and family leave. We also offer a lifestyle spending account, tuition reimbursement, and a cell phone stipend. Additional details are provided during the interview process.

Lumin Digital is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender identity, or any other legally protected basis. For more information, visit lumindigital.com.

Skills Required

  • Bachelor's degree in Computer Science or five years of equivalent experience
  • 5+ years of professional software engineering experience
  • 1-2+ years of hands-on AI/ML integration or LLM-based product development experience
  • Proficiency with LLM APIs such as Anthropic Claude or OpenAI, including prompt engineering and tool/function calling
  • Proficiency with TypeScript and Node.js
  • Experience with RESTful APIs, microservices architecture, and cloud infrastructure; AWS preferred
  • Ability to critically evaluate AI-generated outputs for accuracy and reliability
  • Strong written and verbal communication skills, including explaining complex AI concepts to non-technical stakeholders

Lumin Digital Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Lumin Digital and has not been reviewed or approved by Lumin Digital.

  • Fair & Transparent Compensation Employer-posted salary ranges for roles such as Senior Product Manager ($175K–$195K) and Senior Product Designer ($150K–$170K), alongside market-aligned totals for engineering roles, indicate competitive and visible pay bands.
  • Healthcare Strength Medical, dental, and vision coverage are consistently cited alongside life/disability and mental health support, signaling comprehensive core coverage. Employer-administered benefits also include FSA/HSA options.
  • Leave & Time Off Breadth Flexible or unlimited PTO, approximately 12 paid holidays, paid sick leave, and paid parental/family leave are listed across recent postings. These elements point to strong support for time away and family needs.

Lumin Digital Insights

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The Company
HQ: San Ramon, CA
360 Employees
Year Founded: 2016

What We Do

Lumin Digital is a fintech company specializing in digital banking solutions. We help financial institutions build and deploy next-gen digital experiences that continually serve, engage, and grow their user base. We offer the quality experience and personal connection their members depend on. Our platform provides value through advanced features for users, cloud-native technology with no downtime, and support from dedicated professionals who are powered by curiosity. With our tools in place, they can also reduce the burden on the financial institution’s staff by making customization, innovation, and improvement easier, faster, and more consistent. Our Difference: Lumin’s technology was born in and built for the cloud, making it inherently more scalable, flexible, and reliable. While other platforms are retrofitted for the cloud, Lumin is 100% cloud-native. Throughout the relationship, we’ll work to truly understand the needs of the financial institution, and its users. We approach each engagement as a long-term partnership—one in which our goal is to support their goals, both today and in the future. In everything we do, our people are driven by curiosity. The Lumin team is made up of a diverse group of professionals who are encouraged to bring forward ideas that challenge, raise, and reset expectations.

Why Work With Us

Our company fosters a culture of innovation where employees are encouraged to bring fresh ideas to the table. We understand that our success is closely tied to the success of our employees. Our culture supports flexible work arrangements, including benefits and resources that contribute to the well-being of our employees.

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