Job Title: Senior Product Manager
Job Summary
We are seeking a highly skilled and experienced Product Manager to lead the strategy, roadmap, and execution Payment portals. The ideal candidate will possess strong experience in B2B platform design, user access/permissions models, auto finance or lending workflows, and partner onboarding at scale.
This role partners closely with business, engineering, UX/design, compliance, risk, operations to deliver a scalable, compliant, and partner-centric portal experience. The Product Manager will own the end-to-end roadmap from MVP through multi-phase expansion, working hands-in with designers to translate ambiguous business needs into clear, buildable features.
Required Qualifications
- 4 + years of experience as a Product Manager delivering B2B or partner-facing platforms, ideally in auto finance, lending, mortgage, or other regulated financial services.
- Demonstrated experience designing user access, role-based permissions, or auto finance or lending workflow systems for external partner organizations.
- Strong hands-on collaboration experience with UX/UI designers, including participation in wireframe reviews and usability testing — not solely requirements documentation.
- Experience scoping and launching MVPs for ambiguous or undefined future user bases (phased product expansion).
- Familiarity with loan servicing, payoff processing, or similar lending/financial transaction workflows strongly preferred.
- Working knowledge of data analytics tools for KPI tracking and backlog prioritization.
- Experience with Agile/Scrum or SAFe delivery methodologies
- Strong stakeholder management skills, with experience aligning engineering, compliance, risk, and business teams around a shared roadmap.
- Prior experience in automotive finance, dealer-facing systems or similar partner portals is a strong plus.
- Background in regulatory/compliance-constrained product environments.
Key Responsibilities
- Define and own the product roadmap, lead discovery and scoping for expansion.
- Translate business and operational needs into clear epics, user stories, and acceptance criteria that engineering and design can act on.
- Prioritize the backlog based on impact, operational risk, compliance requirements, and business value.
- Lead the product lifecycle from discovery through launch and post-launch optimization, including planning for expansion to other providers.
- Work hands-in with UX/UI designers from discovery through delivery, including wireframe reviews, usability testing, and iterative design critique not just requirements handoff.
- Partner with security, compliance, and engineering to ensure access controls meet enterprise and regulatory standards.
- Understand and define the data, validations, and business rules.
- Identify opportunities to reduce manual handling and processing delays through digital workflow design.
- Define edge cases such as user offboarding, re-approval, dealer-level access changes, and escalation paths for denied or pending registrations.
- Champion a design-informed, user-centered approach to prioritization, balancing dealer usability with internal compliance and risk needs.
- Partner with compliance, risk, and legal teams to define acceptable use policies, data retention rules, and audit requirements for external users.
- Collaborate daily with engineering, design, compliance, risk, operations, and customer support teams.
Skills Required
- 4+ years of experience as a Product Manager delivering B2B or partner-facing platforms
- Experience in auto finance, lending, mortgage, or regulated financial services
- Experience designing user access, role-based permissions, or auto finance/lending workflow systems for external partners
- Hands-on collaboration with UX/UI designers, including wireframe reviews and usability testing
- Experience scoping and launching MVPs for ambiguous or undefined future user bases
- Familiarity with loan servicing, payoff processing, or similar lending and financial transaction workflows
- Working knowledge of data analytics tools for KPI tracking and backlog prioritization
- Experience with Agile/Scrum or SAFe delivery methodologies
- Strong stakeholder management experience aligning engineering, compliance, risk, and business teams
- Experience in automotive finance, dealer-facing systems, or similar partner portals
- Background working in regulatory- and compliance-constrained product environments
What We Do
Photon.com has emerged as one of the world’s largest and fastest-growing Digital Agencies. We work with 40% of the Fortune 100 on their Digital initiatives and are known for our ability to integrate Strategy Consulting, Creative Design, and Technology at scale. Please visit www.photon.com to learn more about us, how we work, and our customer case studies. Digital Transformation Starts Here.








